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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

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4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181134)

Overall good except for issues like retail.

Overall good except for issues like retail.purchase payments & Custom amount payments. Reviewed on: 8th June 2026

Excellent Service and Flexible Payment Options

“I’ve had a very positive experience with PayPal Credit. The application process was simple, and the account is easy to manage online. The flexible payment options have been extremely helpful for spreading the cost of larger purchases. Payments are processed smoothly, statements are clear, and I’ve found the service reliable and convenient. Overall, PayPal Credit has been a useful financial tool, and I would happily recommend it to others.” Reviewed on: 8th June 2026

Easy to set up straight forward communication on rep...

Easy to set up straight forward communication on repayments Reviewed on: 8th June 2026

Very easy to get credit and to set up.

Very easy to get credit and to set up. Apply, set up and forget about it, the money comes out each month. Have used for medium value purchases, such as a camera for my business and my son's new phone. Reviewed on: 8th June 2026

Never thought about a PayPal credit card until it wa...

Never thought about a PayPal credit card until it was highlighted while on the site. I was looking to purchase an item for just under £500 on another site and the timing was perfect. The site accepted the card payment and I got it 4 months interest free which was even better. This let me spread the cost. Thanks PayPal. Great idea and service. Reviewed on: 8th June 2026

always reliable and i use it very regularly

always reliable and i use it very regularly Reviewed on: 8th June 2026

Great way to spread the cost over 4 months.

Great way to spread the cost over 4 months. Reviewed on: 8th June 2026

Very flexible as it gives you option for payments in...

Very flexible as it gives you option for payments in 3-24 months also giving you all calculations Reviewed on: 8th June 2026

It’s always been great and they are very helpful whe...

It’s always been great and they are very helpful when you require help. Reviewed on: 8th June 2026

Good service how however...

Good service how however I cannot transfer the debt Reviewed on: 8th June 2026

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