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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

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4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181134)

Easy to use with good communication from them via em...

Easy to use with good communication from them via email. The app is so easy to use too. Reviewed on: 8th June 2026

PayPal credit saves my pocket!

I have been using PayPal credit for a number of years now. Every time I need an option for payments I will check if PayPal credit can be used and more often than not there usually a o% offer depending on time and length of the payments. It has made replacing stuff in my house when it breaks much more managable. Reviewed on: 8th June 2026

I would be lost without PayPal!

I would be lost without PayPal! They are simply a fantastic company Reviewed on: 8th June 2026

Good customer care and easy to access service

Good customer care and easy to access service Reviewed on: 8th June 2026

Very flexible

Very flexible, able to pay off more when able to. More control than with other credit products. Easy to use. Had no issues so far using it for anything I've needed to. Also great to get interest free periods for purchases over a certain amount. Reviewed on: 8th June 2026

Always helpful when I needed to speak to them they a...

Always helpful when I needed to speak to them they always have a positive solution, they ask questions and try to understand issues. So far on the two occasions they have had humour and made it fun. Very good service. Reviewed on: 8th June 2026

Very happy 10 years with PayPal

I have been a PayPal customer for nearly 10 years. I have consistently had a good experience with PayPal. I use it for nearly all my online transactions and always feel more confident that I have a consumer guarantee when I use PayPal. I use it for my online transactions, PayPal in 3 and PayPal credit. Can recommend PayPal highly to anyone. Reviewed on: 8th June 2026

Trustworthy and reliable.

Trustworthy and reliable. Easy to excess. Reviewed on: 8th June 2026

Always my first choice

I’ve been a PayPal customer for around 15 years, I’ve always found they are a safe and trustworthy method to pay for items online, send and receive money securely and build my credit rating as well. Always my first choice. Reviewed on: 8th June 2026

Pay in 3 or 4 as it used to be intrest free is amazi...

Pay in 3 or 4 as it used to be intrest free is amazing it's allowed me to get many things I'd have struggled with otherwise. Having the ability to spread costs especially with how expensive everything in the UK is a godsend Reviewed on: 8th June 2026

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