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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

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4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181134)

PayPal credit is very easy to use.

PayPal credit is very easy to use.Without it I would struggle to buy things that I can’t afford to pay for .I also use PayPal pay in 3 as again it is a great service and very easy to use and I don’t get charged any interest. Reviewed on: 8th June 2026

Easy to use and always there if I need to use it.

Easy to use and always there if I need to use it. Reviewed on: 8th June 2026

Love PayPal ..

Love PayPal gets me out of a deep hole all the time can buy presents and gifts and not have to worrry Reviewed on: 8th June 2026

Make life easy every time I used.

Make life easy every time I used. Paypal Reviewed on: 8th June 2026

Very easy to use and navigate and the promotions on...

Very easy to use and navigate and the promotions on zero interest are really good Reviewed on: 8th June 2026

It’s great i love using PayPal Credit

It’s great i love using PayPal Credit Reviewed on: 8th June 2026

Excellent service...

I have had problems in the past and PayPal has been very helpful keeping me upto date with my problem and the steps they are taking to resolve it and fortunately finding in my fast quickly and efficiently Reviewed on: 8th June 2026

Secure and trusted method of Payment.

I use PayPal as often as I can as a secure and trusted method of payment. I've never had any issues and have recommended to my family too. The option to spread the cost, interest free, is great when budgeting for larger items. Reviewed on: 8th June 2026

Long time interest free credit.

Long time interest free credit. Very easy to use. Help me better organise my finances. Reviewed on: 8th June 2026

Paypal credit is an excellent back up option, especi...

Paypal credit is an excellent back up option, especially for large purchases like a phone where you can pay back monthly with 0% interest for a certain period of time. I did this and it was well worth it Reviewed on: 8th June 2026

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