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PayPal: PayPal Credit reviews

4.74
Based on 121,378 reviews, last reviewed 7th Jun 2026
3254350% increase in 5 star reviews
in the past 90 days
9700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

One payment stop Great customer support , ease of payment. Great service Reviewed on: 7th June 2026
Randhir 's avatar
Randhir

Latest lowest rating:

2

Worst credit available. Its very limitted for credit and most of the time its not even working when you try to pay via paypal credit its frusrrating. Also there is no clear c... Read more Reviewed on: 6th June 2026
Graniel's avatar
Graniel

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (121378)

Great service and easy to use.

5
Great service and easy to use. Clear to understand the app and service, making payments and checking information is easy. Highly recommend PayPal for many years Reviewed on: 14th April 2026

PayPal Credit has changed everything 4 months intere...

5
PayPal Credit has changed everything 4 months interest free for 4 months on purchases over £99 is the best service for me offered with PayPal credit has helped me manage my money better than I have before. Reviewed on: 14th April 2026

Easy and simple the BEST.

5
Easy and simple the BEST. Always helpful when you needed. Reviewed on: 14th April 2026

Excellent service all round

5
I always pay with PayPal can always rely on safety in purchase and quick response Reviewed on: 14th April 2026

I really value the PayPal credit experience.

5
I really value the PayPal credit experience. Its allowed me to be more flexible with payment options and its so easy to track on the app. Reviewed on: 14th April 2026

Experience is good, but i have been a client for man...

4
Experience is good, but i have been a client for many years and i missed one payment by one day and you had already advised for credit score report. Is not possible to send reminders Reviewed on: 14th April 2026

I use pay pal for all my holidays I absolutely love...

5
I use pay pal for all my holidays I absolutely love pay pal I have used pay pal a lot for mostly everything so please carry on your wonderful work pay pal and thank you Reviewed on: 14th April 2026

Easy to use

5
Really user friendly, no issues, fast Reviewed on: 14th April 2026

Brilliant brilliant I love use paypal easy and simple

5
Brilliant brilliant I love use paypal easy and simple Reviewed on: 14th April 2026

I'm always using PayPal, it's my favourite

5
I'm always using PayPal, it's my favourite Reviewed on: 14th April 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review