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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

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4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181134)

Not always clear on app, but advisors helpful

Not always clear on app, but advisors helpful Reviewed on: 8th June 2026

Great idea for payments

Its a good way to help when you need that extra help, but trying to get payments down is really hard, iv been trying for years to make it go down and im still not getting anywhere with it Reviewed on: 8th June 2026

Always happy with the PayPal service and the team ar...

Always happy with the PayPal service and the team are helpful too Reviewed on: 8th June 2026

Great customer service.

Great customer service. Interest free terms very helpful Reviewed on: 8th June 2026

I’ve used this a lot as it has meant that I can purc...

I’ve used this a lot as it has meant that I can purchase items that I may need or want straight away, particularly if they are a good price at that particular time. As the payments are then taken automatically I don’t have to think or worry about remembering them! Reviewed on: 8th June 2026

Long time interest free credit.

Long time interest free credit. Very easy to use. Help me better organise my finances. Reviewed on: 8th June 2026

earn cash

Easy way to earn cash, with you’re normal spending Reviewed on: 8th June 2026

It works.

It works. What else is there to say. Reviewed on: 8th June 2026

Good experience - easy to use, reliable service and...

Good experience - easy to use, reliable service and would recommend. Been using a long time Reviewed on: 8th June 2026

Solving disputes and problems

Excellent at solving disputes over non delivery and refunds i have always had great service. Reviewed on: 8th June 2026

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