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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (121418 reviews)

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4.74

Based on 121,418 reviews, last reviewed 7th Jun 2026

3256100% increase in 5 star reviews

in the past 90 days

9700% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Easy, hassle free. Easy, hassle free. Always get reminders for payments. Use regularly and get rewards! Reviewed on: 7th June 2026

Latest lowest rating:

2

Worst credit available. Its very limitted for credit and most of the time its not even working when you try to pay via paypal credit its frusrrating. Also there is no clear c... Read more Reviewed on: 6th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (121418)

Best financial provider ever

I find PayPal the safest way to pay for things, and its interest free for 4 months is brilliant. I always pay by PayPal for its protection and credit and then clear it at the end of each month, it’s so easy to use and the virtual card is a great idea Reviewed on: 14th April 2026

I have been using PayPal as my secure online payment...

I have been using PayPal as my secure online payment option for several years and will not change. Reviewed on: 14th April 2026

Love PayPal

Love PayPal use it all the time helps out alot Reviewed on: 14th April 2026

My go to way to pay

Only ever had one problem with a supplier and PayPal refunded my money immediately. Now my go to way to pay. Particularly when purchasing online. Reviewed on: 14th April 2026

Having PayPal credit has helped me lots.

Having PayPal credit has helped me lots. Aiding myself to be able to purchase items without breaking my bank. Having the option to pay back that's affordable to me. Thank you Reviewed on: 14th April 2026

Excellent service when you need it.

Excellent service when you need it. Reviewed on: 14th April 2026

Excellent service and great way to earn extra points...

Excellent service and great way to earn extra points and cash. Reviewed on: 14th April 2026

It has been a great experience, shopping easily with...

It has been a great experience, shopping easily with card, enjoying credit cards with good APR, smooth transactions, enjoying the points as well, something useful for future purchases Reviewed on: 14th April 2026

Quick and easy, clear communication and updates.

Quick and easy, clear communication and updates. Reviewed on: 14th April 2026

Always been satisfied with my PayPal account

Always been satisfied with my PayPal account Reviewed on: 14th April 2026

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