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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

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4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181134)

Excellento

Very straight forward and reliable Reviewed on: 8th June 2026

Always a flawless service.

Always a flawless service....happy to help and informative regarding my account. Never had any problems and if I did they were resolved swiftly Reviewed on: 8th June 2026

I have never had a negative time.

I have never had a negative time. I’ve only used it a few times. The payments are always far Reviewed on: 8th June 2026

I cannot find any faults with PayPal.

I cannot find any faults with PayPal. Service that just works. Easy to use, flexible credit option that I can afford Reviewed on: 8th June 2026

I always use PayPal credit for my more expensive pur...

I always use PayPal credit for my more expensive purchases as I find there’s always a suitable payment method for whatever I’m buying Reviewed on: 8th June 2026

Ive always, always had smooth transactions with PayPal.

Ive always, always had smooth transactions with PayPal. Reviewed on: 8th June 2026

Brilliant financial tool

Very strong protection, budget friendly zero percent interest rates on purchases and instant checkout for a lot of retailers Reviewed on: 8th June 2026

Easy transaction and very quick application activation

Never thought about a PayPal credit card until it was highlighted while on the site. I was looking to purchase an item for just under £500 on another site and the timing was perfect. The site accepted the card payment and I got it 4 months interest free which was even better. This let me spread the cost. Thanks PayPal. Great idea and service. Reviewed on: 8th June 2026

Excellent Company

Love PayPal credit, comes in very handy when you need to purchase something now but can pay later, especially if something big like a washing machine ect breaks down. I would highly recommend PayPal credit. Reviewed on: 8th June 2026

PayPal credit is a life saver

PayPal credit makes purchases a lot easier and you get 4 months interest free Reviewed on: 8th June 2026

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