Paid advertisement
Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 121,463 reviews, last reviewed 7th Jun 2026
3258250% increase in 5 star reviews
in the past 90 days
9700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

very easy to use and widely available very easy to use and widely available Reviewed on: 7th June 2026
Daniel Zielinski-Pelczar's avatar
Daniel Zielinski-Pelczar

Latest lowest rating:

2

Worst credit available. Its very limitted for credit and most of the time its not even working when you try to pay via paypal credit its frusrrating. Also there is no clear c... Read more Reviewed on: 6th June 2026
Graniel's avatar
Graniel
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (121463)

Great to have easy to use affordable.

5
Great to have easy to use affordable. Reviewed on: 14th April 2026
Michelle C's avatar
Michelle C

Great customer service with excellent value

5
Great customer service with excellent value Reviewed on: 14th April 2026
Axam M's avatar
Axam M

PayPal have helped me Pay for my holiday in monthly...

5
PayPal have helped me Pay for my holiday in monthly payments without paying high interest rates, keeping’s my repayments consistent and affordable. They have helped me My prove my credit score. They keep me up to date of all my payments, all of the payments I’ve made, and tell me insiders to keep improving my rate and credit score. Thank you PayPal. Reviewed on: 14th April 2026
Pip's avatar
Pip

I have been with PayPal for alot of years now, and P...

5
I have been with PayPal for alot of years now, and PayPal Credit really helps me buy my spur of the moment things, and can pay later. Reviewed on: 14th April 2026
Jaime L's avatar
Jaime L

Have been using PayPal for my business for 2 years n...

5
Have been using PayPal for my business for 2 years now and has helped so much with managing payments quickly. Reviewed on: 14th April 2026
Enoch A's avatar
Enoch A

Great option for purchases and spreading the costs.

5
Great option for purchases and spreading the costs. Reviewed on: 14th April 2026
Manolito B's avatar
Manolito B

Well very secure and trustworthy in these days of sc...

5
Well very secure and trustworthy in these days of scam I prefer to use PayPal payments as their is extra protection Reviewed on: 14th April 2026
Sandesh Kadam's avatar
Sandesh Kadam

DO WHAT IS SAYS ON THE TIN!

5
DO WHAT IS SAYS ON THE TIN! Great interest free options. Reviewed on: 14th April 2026
SimonDJSX's avatar
SimonDJSX

The app is very easy to manoeuvre around, and if I'v...

5
The app is very easy to manoeuvre around, and if I've had any issues with my PayPal customer service team, I've always been so helpful Reviewed on: 14th April 2026
Adam b's avatar
Adam b

Always there as an instant and reliable interest fre...

5
Always there as an instant and reliable interest free option Reviewed on: 14th April 2026
Andrew C's avatar
Andrew C

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill