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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

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4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181134)

Always a positive experience with PayPal, including...

Always a positive experience with PayPal, including their customer service Reviewed on: 8th June 2026

Easy & useful!

Very easy to use & I really like the app. Easy to make payments too! Reviewed on: 8th June 2026

Seamless and swift.

Seamless and swift. Easy resolution too Reviewed on: 8th June 2026

Transact with ease

It's the ease that come with using the platform, so easy to navigative and swift in transaction. Reviewed on: 8th June 2026

Simply the Best

I Use paypal credit all the time. It is so easy and the 4 months to pay for over a £100 spend is great. Reviewed on: 8th June 2026

Paypal Credit is really useful and helpful.

Paypal Credit is really useful and helpful. Reviewed on: 8th June 2026

Good option for larger payments.

Good option for larger payments. Reviewed on: 8th June 2026

I appreciate that there isn’t any interest if you pa...

I appreciate that there isn’t any interest if you pay on time. Better than my bank! Reviewed on: 8th June 2026

Fast, Convenient, and Trustworthy

My experience with PayPal Credit has been positive overall. It provides a flexible way to spread the cost of larger purchases and is easy to manage through the PayPal app and website. Reviewed on: 8th June 2026

Easy to manage and access with attractive offers

The service is accessible and accepted by a multitude of purchasing/payment platforms. Often, I am able to take advantage of attractive offers that discount the purchase I am making. Reviewed on: 8th June 2026

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