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PayPal: PayPal Credit reviews

4.74
Based on 121,557 reviews, last reviewed 7th Jun 2026
3262550% increase in 5 star reviews
in the past 90 days
9700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service with quick transactions Excellent service with quick transactions Reviewed on: 7th June 2026
Michael b's avatar
Michael b

Latest lowest rating:

2

Worst credit available. Its very limitted for credit and most of the time its not even working when you try to pay via paypal credit its frusrrating. Also there is no clear c... Read more Reviewed on: 6th June 2026
Graniel's avatar
Graniel

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (121557)

Used many of times easy payments

5
Used many of times easy payments Reviewed on: 14th April 2026

PayPal good

5
I sincerely love you and thank you for everything PayPal does. Reviewed on: 14th April 2026

All round improvement.

5
All round improvement. I love the card. Easy to use and fast update on my account Reviewed on: 14th April 2026

Good costumer service, good rates and very excellent...

5
Good costumer service, good rates and very excellent service Reviewed on: 14th April 2026

Always had excellent service and no problems at all

5
Always had excellent service and no problems at all Reviewed on: 14th April 2026

Very useful service provider.

5
Very useful service provider. Now use as my regular purchase platform due to its security and ease of use Reviewed on: 14th April 2026

I have never had any issues with the service.

5
I have never had any issues with the service. I feel very secure with the service and can’t fault it at all Reviewed on: 14th April 2026

card and virtual option

5
Simple to use great card and virtual option Reviewed on: 14th April 2026

Good service and customer care.

4
Good service and customer care. The only bit missing maybe a credit card to the credit line Reviewed on: 14th April 2026

Brilliant help with buying

5
Very helpful when buying things and your short of cash, easy to pay back no stress Reviewed on: 14th April 2026

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Help others make smarter decisions by sharing your own experience. Write a review