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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

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4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181134)

Fast online shopping.

Fast online shopping. Highly recommend. Reviewed on: 8th June 2026

Easy to used and clear information.

Easy to used and clear information. Clear safe borrowing with open terms and conditions Reviewed on: 8th June 2026

I use PP Credit when I get 0%

I use PP Credit when the firm I'm buying from offers 0% interest and PP has managed to inform me every month in advance of payment.All in all just what I need & want. Reviewed on: 8th June 2026

It’s good, well good.

It’s good, well good. Like, properly good! Reviewed on: 8th June 2026

Easy to set up and simple to work with.

Easy to set up and simple to work with. Reviewed on: 8th June 2026

The use of the easy credit makes it easy when needed.

The use of the easy credit makes it easy when needed. Especially when payday is not there yet and a lot of places accept this payment method Reviewed on: 8th June 2026

Secure Payment

Feel very secure when using Paypal Credit, good options for repayment especially the interest free options. Reviewed on: 8th June 2026

Easy and convenient to use.

Easy and convenient to use. And safe Reviewed on: 8th June 2026

Paypal are really good they offer many services the...

Paypal are really good they offer many services their customer service are also very good Reviewed on: 8th June 2026

I have found PayPal credit to be a really useful way...

I have found PayPal credit to be a really useful way to spread costs or to delay payment until my funds are available. I have used general credit and paid off all as next statement comes in avoiding interest. I have also used special offers paying over several months and spreading the cost. Very happy with the service. Reviewed on: 8th June 2026

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