Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

View other PayPal products

4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181134)

Excellent very good top notch easy to use User friendly

Excellent very good top notch easy to use User friendly Reviewed on: 8th June 2026

Vftygguh jhhh ghhhh jhhhj jhh uhhh jj

Vftygguh jhhh ghhhh jhhhj jhh uhhh jj Reviewed on: 8th June 2026

Always find PayPal a great option for payments.

Always find PayPal a great option for payments. Reviewed on: 8th June 2026

I really like the Pay in 3 option with PayPal Credit.

I really like the Pay in 3 option with PayPal Credit. It makes larger purchases more manageable by spreading the cost into three payments, while still being easy to keep track of through my PayPal account. The process is straightforward at checkout, and I like being able to see what I owe and when payments are due. Overall, I have found it convenient, clear and helpful for budgeting. Reviewed on: 8th June 2026

Great review!

I love PayPal it gives me such good flexibility with my money Reviewed on: 8th June 2026

Great experience, always helpful

Great experience, always helpful Reviewed on: 8th June 2026

With paypal it is easy to spread the cost of larger...

With paypal it is easy to spread the cost of larger purchases over several months without running into debt. PayPal credit and pay in 3 are excellent ways of doing this. I’ve also used their dispute process to get a refund from website scammers Reviewed on: 8th June 2026

Happy customer

Love using PayPal as I always feel a lot safer than using just my debit card when ordering online. I also use PayPal pay in 3 and have got a few friends and family to sign up and now enjoy PayPal themselves Reviewed on: 8th June 2026

Easy online service with user friendly app

Easy online service with user friendly app Reviewed on: 8th June 2026

Safe, secure and flexible

Very helpful and convenient for purchasing, giving me option of how to pay is over time or by credit or pay in fullThis assists my budgeting whilst giving me flexibility and security of the transaction Reviewed on: 8th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101291 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub