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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

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4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181134)

Great for those times when you need it and easy to a...

Great for those times when you need it and easy to access and use. Reviewed on: 8th June 2026

Its fast and easy to apply.

Its fast and easy to apply. No hassel, and easy to understand. Totally transparent, the app tells you everything you need to know. You can make payments, check balance, set up direct debits and anything dlse you wish. You can download statements and see previous transactions too. Reviewed on: 8th June 2026

Highly recommend.

Easy to use, terms clear, good customer service when needed. Reviewed on: 8th June 2026

Super easy to use & plenty of efficient notification...

Super easy to use & plenty of efficient notifications etc great card Reviewed on: 8th June 2026

Secure, excellent buyer protection and the added sec...

Secure, excellent buyer protection and the added security of not providing card details. Other than Amazon I tend to avoid sites that do not provide PayPal checkout as I see them as a symbol of trust. Reviewed on: 8th June 2026

Flexible credit options, with high credit limit, and...

Flexible credit options, with high credit limit, and good repayment options. Reviewed on: 8th June 2026

I've used PayPal for over 20 years

I've used PayPal for over 20 years, they have helped me with eBay payments, disputes during COVID, and recently a credit card with little interest and payments in three which has been great for managing cash flow. Reviewed on: 8th June 2026

Good service

When I needed a refund it was done very quickly and hassle free. Excellent service Reviewed on: 8th June 2026

excellent customer service

The customer service experience very reliable - Whenever I use my paypal account to purchase an item if the item is not my expectation paypal will issue me with full refund- any disputes paypal always sort it quickly. Reviewed on: 8th June 2026

Good customer service

I had some issues with my credit card and I was immediately able to get through and speak to someone and have my problems solved quickly on all occasions. Reviewed on: 8th June 2026

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