Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (57807 reviews)

View other PayPal products

4.91

Based on 57,807 reviews, last reviewed 9th Apr 2026

646700% increase in 5 star reviews

in the past 90 days

2000% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Paypal, it's all in the name.My Pal PayPal. Paypal, it's all in the name. I have a Pal that helps me Pay in a number of ways making life more relaxing and less of the feeling trapped in small pr... Read more Reviewed on: 9th April 2026

Latest lowest rating:

1

Regular credit checks nonexistent PayPal states they do regular checks to increase credit limit. I think the AI software is not working properly. All the other credit companies increas... Read more Reviewed on: 8th April 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (57807)

Easy, affordable and many options available to spend responsibly

I have found PayPal credit really useful particularly the pay in 3 which allows me to spread the cost over 3 months affordably and allows me to have the things I want straight away without having to wait. Reviewed on: 13th June 2022

Easy Peasy

Using PayPal is ideal for any purchase, but especially for interest free over a few months. Gives a little breathing space when you're having one of those months and I pay as much or as little as I want when I want. The app is quick and easy to navigate Reviewed on: 13th June 2022

Dave

Great company PayPal great credit thank you Reviewed on: 13th June 2022

Quick credit

Very helpful, very quickly resolve, Reviewed on: 13th June 2022

Good credit deal

I have always used Paypal Credit as they offer 4 months 0% and sometimes they have other good offers. It suits my financial needs and will continue to use Paypal. It’s also a safe way to purchase and pay for different things, customer service is great and very helpful too. If they had a physical card i’d use them more. I use Paypal for than my debit or credit cards as it’s simples, fast and safe! Reviewed on: 13th June 2022

Fast and reliable

Never a problem with paypal.All transactions do and have run smoothly. Reviewed on: 13th June 2022

PayPal Credit

I really love the fact that I can use PayPal credit at more retailers than before. I use the 4-month 0% interest-free payment, as this works best for me. PayPal credit came through for me when I was planning for my wedding as most of my vendors accepted PayPal payment, making instant and early deposite and payments possible. Reviewed on: 13th June 2022

Easy pezzy paypal

I have used now for a couple of years and found it alot easier then others, family members are now using . Reviewed on: 13th June 2022

Really easy and transparent service

PayPal credit is such an easy way to manage payments. Great short term offers such as 3 months interest free, each eligible item has a link to do payment plans or interest free. It's saved me so much money. Reviewed on: 13th June 2022

Great payment facility

Great payment plans. Top company which I use all the time Reviewed on: 13th June 2022

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.92 from 3663 reviews
Retail Finance
from Omni Capital Retail Finance 4.00 from 4 reviews
Loan
from Snap Finance 4.90 from 369 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 3 reviews
Pay in 3
from PayPal 4.93 from 32092 reviews
Payments
from PayPal 4.92 from 3663 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub