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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

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4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181134)

I have used PayPal credit for along time and have be...

I have used PayPal credit for along time and have been treated very well and polite Reviewed on: 8th June 2026

I use PayPal credit as my credit card.

I use PayPal credit as my credit card. It’s easy to use and to access, easy to pay off and it’s all on an app i already used. Reviewed on: 8th June 2026

Very clear and easy to use,

Very clear and easy to use, 4 months interest free is amazing Reviewed on: 8th June 2026

Just wow!

Just wow! Best online payment service for safety and simplicity, very generous payment plans, can’t fault you. Reviewed on: 8th June 2026

Very useful tool for spreading large purchaes.

Very useful tool for spreading large purchaes. Helps take the stress out of my financial systems Reviewed on: 8th June 2026

I have had PayPal for nearly 18 years.

I have had PayPal for nearly 18 years. Now and wouldn’t be without it.and any problems I have had customer service team have sorted it.only once were they unable to help.i feel that I am really protected when I purchase online.and only ever make payments through PayPal. Reviewed on: 8th June 2026

PayPal Credit is Great

PayPal credit to have as an option is such a good idea and really helps particularly when they offer you 0% across 4 months if you spend over a certain amount that really helps. Reviewed on: 8th June 2026

Brilliant easy to use easy to manage I love that it’...

Brilliant easy to use easy to manage I love that it’s all in an app so I can check things whenever I like Reviewed on: 8th June 2026

Paypal, easy to use

I have only marked customer service as I’m not sure I have ever needed to contact them. I find PayPal an exceptionally easy way to pay for Amazon and EBay purchases in particular Reviewed on: 8th June 2026

Having that ability to pay a large bill or something...

Having that ability to pay a large bill or something else at short notice, knowing you have the freedom to pay it back with no pressure is invaluable, simply an A1 service. Reviewed on: 8th June 2026

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