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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 58,763 reviews, last reviewed 11th Apr 2026
733500% increase in 5 star reviews
in the past 90 days
2300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Paypal Credit Service I think paypal credit is an excellent, easy to use solution especially with the 0% options Reviewed on: 11th April 2026
Peter's avatar
Peter

Latest lowest rating:

1

customer service full of cluless people When I contacted customer service via phone and chat to explain this misallocation, the agents were unable to understand the math, kept asking irrelev... Read more Reviewed on: 10th April 2026
Alex Calde's avatar
Alex Calde
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (58763)

Quick and easy to use

5
Helps to sort out birthday and Christmas presents as well as the garden... Etc when low on money. Very good Reviewed on: 8th July 2022
Karl's avatar
Karl

Brilliant

5
Absolutely amazing flexibility always on hand whenever you need it Reviewed on: 8th July 2022
Jamie Davis's avatar
Jamie Davis

PayPal credit good

5
PayPal credit is so good Better than other credits Reviewed on: 8th July 2022
S NG's avatar
S NG

Best card ever

5
Best rates and reliable service! What else do you expect from PayPal. Reviewed on: 8th July 2022
Maham Askari's avatar
Maham Askari

PayPal Credit

5
I have found PayPal credit to be very easy to use and would recommend it as the best way to spread the payment of high value purchases. Reviewed on: 8th July 2022
Mark Weir's avatar
Mark Weir

Happy

5
Very satisfied with the services provided Reviewed on: 8th July 2022
kamran s Fard's avatar
kamran s Fard

The best credit pal you will ever have.

5
PayPal Credit has become one of the best and most flexable ways to obtain and pay for credit in the last few years. It is easy to keep a check on all your transactions plus PayPals custom service department both online and using the telephone call centre is supportive, friendly and knowledgeable. Reviewed on: 8th July 2022
Barry Howells's avatar
Barry Howells

Excellent service

4
PayPal credit is extremely handy for unexpected purchases. It would be better if they were more flexible with raising credit limits. Reviewed on: 8th July 2022
John's avatar
John

Great. Company

5
Fantastic customer service, great people to deal with. Reviewed on: 8th July 2022
Rob Macpherson's avatar
Rob Macpherson

Very good

5
I love people is very good and quick service and very easy to use Reviewed on: 8th July 2022
Imran arshad 's avatar
Imran arshad

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