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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

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4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181134)

PayPal credit saved the day!

I used PayPal credit to buy a gift for my wife’s 30th birthday. Without the option to use PayPal credit it would have put strain on me financially, and it being a special occasion I wanted to buy something memorable. But with the interest free repayment, and the use of direct debit feature it made the purchase affordable and stress free. Reviewed on: 8th June 2026

10 out of 10

PayPal credit, is affordable, simple and easy to manage. It works with more retailers than other online credit providers. 10 out of 10 Reviewed on: 8th June 2026

Always good communication.

Always good communication. No issues with using the app or its services. Reviewed on: 8th June 2026

Good customer service - got through to advisor strai...

Good customer service - got through to advisor straight away and dealt with promptly Reviewed on: 8th June 2026

Excellent service and very helpful staff when you call

Excellent service and very helpful staff when you call Reviewed on: 8th June 2026

Easy to use and convenient

Easy to use, convenient and excellent rates. Reviewed on: 8th June 2026

Excellent service and very efficient customer service

Excellent service and very efficient customer service Reviewed on: 8th June 2026

reward points, promotions and 4 months of intrest fr...

reward points, promotions and 4 months of intrest free payout period for each transaction over 100 Pound, really enjoying it Reviewed on: 8th June 2026

Life Saver

its good for people with low credit or financial dis-qualities through no fault of their own. Peace of mind. Reviewed on: 8th June 2026

Simple process and good communication

Simple process and good communication Reviewed on: 8th June 2026

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