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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

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4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181134)

I have been using PayPal for many years.

I have been using PayPal for many years. I've tried Klarna, Fraser Plus and several others but none match PayPal. Reviewed on: 8th June 2026

PayPal credit is a great and effective way of shopping.

PayPal credit is a great and effective way of shopping. This is now my preferred method of paying, I simply cover the balance at the end of the month or if I’m using do a larger purchase I rely on their 4 months interest free to plan and budget. Reviewed on: 8th June 2026

Payments as easy as 1,2,3

I love the pay in 3 option and I have been using this method of paying for things for a few years. It’s helps knowing that the bill can be handled easily and more money can be ultilised elsewhere for family and financial commitments Reviewed on: 8th June 2026

Excellent flexible payment methods.

Excellent flexible payment methods. Reviewed on: 8th June 2026

Never been fefused,works everytime

Never been fefused,works everytime Reviewed on: 8th June 2026

Brilliant easy to use easy to manage I love that it’...

Brilliant easy to use easy to manage I love that it’s all in an app so I can check things whenever I like Reviewed on: 8th June 2026

Good customer service, interest rate ok.

Good customer service, interest rate ok. Easy to use online and the card. Reviewed on: 8th June 2026

Perfect pay pal

So far it has been good start and easy to use Reviewed on: 8th June 2026

Love the 0 percent finance.

Love the 0 percent finance. Makes managing money easier. Gives me peace of mind to know i am performing transactions safely. Reviewed on: 8th June 2026

PayPal Credit has helped me spread cost for a luxury...

PayPal Credit has helped me spread cost for a luxury item, it does make my impulse worth it. Reviewed on: 8th June 2026

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