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PayPal: PayPal Credit reviews

4.73
Based on 181,084 reviews, last reviewed 31st Jul 2026
112% increase in 5 star reviews
in the past 90 days
161% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Business with rest of mind Prompt Professional Solve Problems with ease, Security and Prompt Payment Handling. I love PayPal. Will always recommend to anyone Reviewed on: 31st July 2026
Toppy 's avatar
Toppy

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181087)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I find PayPal credit to spread the cost of larger it...

5
I find PayPal credit to spread the cost of larger items not budgeted for. It's very quick, easy & covenient. Notifications keep me updated at all times making sure I know my up to date balance. Reviewed on: 14th July 2026

Simply best service, easy and safe payments

5
Simply best service, easy and safe payments Reviewed on: 14th July 2026

It’s so easy to pay with PayPal no hassle and you kn...

5
It’s so easy to pay with PayPal no hassle and you know it’s safe Reviewed on: 14th July 2026

materialized desires

5
They provided actionable recommendations, and adapted to my specific needs, Reviewed on: 14th July 2026

If it wasn’t for PayPal credit, I would’ve struggled...

5
If it wasn’t for PayPal credit, I would’ve struggled for the last two years moving into my new house. I’ve been able to manage my money better and be able to get the necessities I need in my Property. Reviewed on: 14th July 2026

It is the best way to make payments and getting poin...

5
It is the best way to make payments and getting points for using it is a plus I always feel confident that payment are done safely and if there is a problem it is sorted promptly Reviewed on: 14th July 2026

Really good and helpful always there when you need t...

5
Really good and helpful always there when you need them . Easy to use Reviewed on: 14th July 2026

Easy to use, know exactly whats happening.

5
Easy to use, know exactly whats happening. Easy app to use online. Reviewed on: 14th July 2026

Easy to use & very convenient.

5
Easy to use & very convenient. Ideal way to buy goods & spead the cost. Reviewed on: 14th July 2026

Buying with pay pal credit

4
Bought goods from various retailers using pay pal credit upto now no complaints Reviewed on: 14th July 2026

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