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PayPal: PayPal Credit reviews

4.90
Based on 104,899 reviews, last reviewed 12th May 2026
2494350% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have always had a good experience with PayPal and... I have always had a good experience with PayPal and any issues were sorted very quickly and professionally Reviewed on: 12th May 2026
Zoe M's avatar
Zoe M

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (104899)

Great service

4
Experience has been good, it lets me know via email when a statement is ready and when the payment is due Reviewed on: 11th May 2026

Application is easy and fuss free

4
Application is easy and fuss free Reviewed on: 11th May 2026

Been good over thr years

5
Been good over thr years. Would recommend people to use it if they need to. Reviewed on: 11th May 2026

APR bit high but decent enough way of paying for thi...

4
APR bit high but decent enough way of paying for things interest free over 4 months Reviewed on: 11th May 2026

Satisfied with the service and also if I had a dispu...

4
Satisfied with the service and also if I had a dispute with provider is solve to me satisfaction Reviewed on: 11th May 2026

Great customer service, great with reminders.

5
Great customer service, great with reminders. Easy use. Reviewed on: 11th May 2026

Have been with PayPal for many years they are very g...

5
Have been with PayPal for many years they are very good the customer care is excellent i would recommend 100 percent Reviewed on: 11th May 2026

I have always had a positive experience with PayPal,...

5
I have always had a positive experience with PayPal, I cannot really fault it. Reviewed on: 11th May 2026

Today safely with PayPal

5
Safe place to send and receive money Reviewed on: 11th May 2026

I had good experience!

5
I had good experience! Strong rec. Reviewed on: 11th May 2026

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