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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

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4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181134)

Good, I enjoy it and would recommend

Good, I enjoy it and would recommend Reviewed on: 14th July 2026

Love PayPal and PayPal credit is fantastic, it allow...

Love PayPal and PayPal credit is fantastic, it allows me to buy things I wouldn’t be able to afford otherwise. Reviewed on: 14th July 2026

Trusted Supplier, makes payments easy.

Transactions are easy to set up, and administer. PayPal is a trusted financial service, that I look to for sending, or occasionally receiving money, Reviewed on: 14th July 2026

Used for years and never had an issue!

Really simple and clear on how to use, it's also great as a young person starting out their credit journey. Also using the group saving pots is a game changer! Have used PayPal and PayPal credit for years and have never had any issues! Reviewed on: 14th July 2026

No problems to date and I've been with PayPal for ov...

No problems to date and I've been with PayPal for over 20 years Reviewed on: 14th July 2026

Excellent service at all times, any issues are resol...

Excellent service at all times, any issues are resolved very quickly Reviewed on: 14th July 2026

Very good experience every time

Very good experience every time . Always helpful even when I got scammed Reviewed on: 14th July 2026

PayPal innovative transactions

I have used PayPal for years. It was such an amazing invention enabling funds to be paid across for goods whilst protecting identity and cards. Reviewed on: 14th July 2026

Good service , good support and good everything

Good service , good support and good everything Reviewed on: 14th July 2026

I love to use PayPal for all transactions, but espec...

I love to use PayPal for all transactions, but especially for friends and family. PayPal is so easy to navigate, and they are always so helpful if you have a problem Just so easy to make payments, and the pay in 3 is very good if your on a budget. Also feel protected paying for things over the internet Reviewed on: 14th July 2026

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