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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 104,899 reviews, last reviewed 12th May 2026
2494350% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have always had a good experience with PayPal and... I have always had a good experience with PayPal and any issues were sorted very quickly and professionally Reviewed on: 12th May 2026
Zoe M's avatar
Zoe M

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (104899)

Pay is a must

5
PayPal makes sending and receiving money fast, safe, and hassle-free. The app is simple to use, transactions are smooth, and I always feel secure. Highly recommend Reviewed on: 11th May 2026
Michelle Menzies's avatar
Michelle Menzies

I have always found PayPal a really flexible and eff...

5
I have always found PayPal a really flexible and efficient way to pay online. I have also used PayPal to receive money. Withdrawals are very quick and offering many different options. The Pay in 3 options is a massive help with spreading the cost over a short time. PayPal credit is easy to pay off if you want to finish paying sooner. Reviewed on: 11th May 2026
Lissa Y's avatar
Lissa Y

I bought my watch using PayPal credit, no issues mon...

5
I bought my watch using PayPal credit, no issues money gone through quickly, then I bought my phone also no issues, I sold something on fb marketplace the buyer tried to rip me off, the customer service was helpful and made me refund Reviewed on: 11th May 2026
Lajos L's avatar
Lajos L

PayPal is the flexibility out there at the moment

5
I have been using PayPal for a few years now and I have PayPal Credit, PayPal 3 monthly instalments and general debit. What I like about all three is the flexibility for different types of shopping, so for example larger purchases I can spread either over 3 months or longer if need, and debit straightforward out of my bank. Also to remember is the APR charges are reasonable and as a bonus you get reward points Reviewed on: 11th May 2026
Darren j's avatar
Darren j

Easy access to buy something what I need for now and...

5
Easy access to buy something what I need for now and excellent service Reviewed on: 11th May 2026
Artur K's avatar
Artur K

I have no problems with PayPal .

5
I have no problems with PayPal . I used it a lot I'm very happy with using it Reviewed on: 11th May 2026
Joanne H's avatar
Joanne H

Great app.

5
Great app. The best for safe use online when purchasing Reviewed on: 11th May 2026
aaron hamill's avatar
aaron hamill

Great 0% deals on paypal and it has encouraged me to...

5
Great 0% deals on paypal and it has encouraged me to use it more Reviewed on: 11th May 2026
Nic W's avatar
Nic W

Great service

5
Always there for purchases and reliable Reviewed on: 11th May 2026
Steve B's avatar
Steve B

Ease of use.

4
Ease of use. It can be frustrating at times when trying to log into the app. Reviewed on: 11th May 2026
David Turner's avatar
David Turner

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