Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 104,848 reviews, last reviewed 12th May 2026
2492100% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Just the very best way to pay for goods and services... Just the very best way to pay for goods and services as it gives you that peace of mind that your money is protected. Reviewed on: 12th May 2026
Reuben H's avatar
Reuben H

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (104848)

Paypal have always been easy to contact when ive nee...

5
Paypal have always been easy to contact when ive need support with a purchase. A resolution has always been made quickly and easily. It offers good options for me to spread costs on larger purchases Reviewed on: 11th May 2026

Great company love the app.

5
Great company love the app. Always use pay pal at checkout ant love the options for pay in 3 or PayPal credit Reviewed on: 11th May 2026

Easy and clear to use app.

5
Easy and clear to use app. GREAT starting offer when you first open the account Reviewed on: 11th May 2026

Paypal- The look, feel, is different Bank,

5
I bought a freezer on PayPal credit. It was easy and quick. Divided into 4 interest free payments but with an option to extend term if needed. Covered on all basis. I would have liked have a monthly reminder on email that payment date was arriving would have been useful. I like the way PayPal is set out and the contact number a little more accessible. My most favourite PayPal offer is the pay in three option. I use it on a regular basis especially when buying my health supplements. Reviewed on: 11th May 2026

i always try to use this method of payment for large...

5
i always try to use this method of payment for large amounts of money feels safe and they always sort out problems quickly i have never had a problem and always advise my friends and family to use this method Reviewed on: 11th May 2026

Excellent

5
PayPal credit makes it really easy to manage your finances with great credit options and manageable payment plans. You can trust PayPal to help deal with any issues with purchases and their customer service is excellent Reviewed on: 11th May 2026

Simple & Easy To Use

5
It’s simple to use & everything is clear & transparent on balance & interest free period Reviewed on: 11th May 2026

Easy, prompt, simple and efficient

5
Easy, prompt, simple and efficient Reviewed on: 11th May 2026

Quick and easy payments

5
Quick and easy payments, quick approval, multiple payment methods Reviewed on: 11th May 2026

PayPal is great ,easy to use and handy pay monthly s...

5
PayPal is great ,easy to use and handy pay monthly schemes Reviewed on: 11th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.93 from 49654 reviews
    PayPal
  • Payments

    from PayPal 4.91 from 3712 reviews
    PayPal
  • Credit card

    from PayPal 4.90 from 82 reviews
    PayPal
    View all products