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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145675 reviews)

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4.73

Based on 145,662 reviews, last reviewed 28th Jun 2026

4358700% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Had great customer service from PayPal whenever need... Had great customer service from PayPal whenever needed and it was fast. The credit is generous although I prefer it were larger. I recommend it for th... Read more Reviewed on: 28th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145675)

Decent interest rates.

Decent interest rates on purchases via ebay. Reviewed on: 25th June 2026

Great option for credit.

Great option for credit. easy to use and like the 4 months interest free option. Feel like extra protection is offered Reviewed on: 25th June 2026

Easy transaction value

Easy transaction great service and value Reviewed on: 25th June 2026

Best service and excellent support available.

Best service and excellent support available. I always trust and enjoy PayPal Reviewed on: 25th June 2026

A very easy and simple way of spreading the cost.

A very easy and simple way of spreading the cost of purchases. Its great that you can pay what you want when you want. Reviewed on: 25th June 2026

Easy, Convenient and Reliable

I’ve had a really positive experience with PayPal Credit. It’s easy to use, payments are straightforward to manage, and it’s been a convenient option for larger purchases. Thank you! Reviewed on: 25th June 2026

Always had a great experience with PayPal.

Always had a great experience with PayPal. Support had been clear and professional at all times Reviewed on: 25th June 2026

Easy application, great, flexible rates

Easy application, great, flexible rates Reviewed on: 25th June 2026

Simple and easy to use and great communication

Simple and easy to use and great communication Reviewed on: 25th June 2026

A versatile platform

PayPal is a really versatile platform as you can do so many things. When you’re with a group of friends it’s easy to pay for a meal out. If you need a little more time to pay for things there’s pay in 3 with no added interest. You can pay businesses with PayPal & if you need more time you can get credit too. Reviewed on: 25th June 2026

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