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PayPal: PayPal Credit reviews

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4.90
Based on 104,807 reviews, last reviewed 12th May 2026
2490100% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Quick simple and seamless process Quick simple and seamless process and experience. Does exactly what it says on the tin. Reviewed on: 12th May 2026
SimonUK's avatar
SimonUK

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (104807)

Flexible payment, great credit limit

3
Flexible payment, great credit limit Reviewed on: 11th May 2026
Tony Stark's avatar
Tony Stark

I have enjoyed using PayPal credit.

5
I have used PayPal credit in a number of ways, I have used the pay in 3 and used a longer interest free option to purchase a larger item for a Christmas present. I find it flexible, the website is easy to use and I can clearly see the statement information. Reviewed on: 11th May 2026
PayPal user's avatar
PayPal user

PayPal is a very easy way to buy goods without havin...

5
PayPal is a very easy way to buy goods without having to make huge payments back per month & allows you flexibility. It’s also an excellent way to buy concert tickets or event tickets etc without the burden of paying upfront. Reviewed on: 11th May 2026
Nicola N's avatar
Nicola N

Simple easy to use ,payment mechanism works for me

5
Simple easy to use ,payment mechanism works for me Reviewed on: 11th May 2026
Terry C's avatar
Terry C

Every time I need to speak to someone I ring and the...

5
Every time I need to speak to someone I ring and then I get a professional call back and they are so helpful and get my query sorted very easily it’s all so easy and now using PayPal to get my cash back in spending Reviewed on: 11th May 2026
Samantha l's avatar
Samantha l

Good service and well provided for new customers.

5
Good service and well provided for new customers. Reviewed on: 11th May 2026
Tavva R's avatar
Tavva R

This is a great option with 4 months interest free c...

5
This is a great option with 4 months interest free credit for purchases over £100 Reviewed on: 11th May 2026
Darren T's avatar
Darren T

Excellent experience with PayPal no how much expensi...

5
Excellent experience with PayPal no how much expensive product purchases when I see PayPal option I just do it because I know this the security my money and trust 100% I don’t loose my money thanks to PayPal services Reviewed on: 11th May 2026
Shazia s's avatar
Shazia s

Excellent service

5
Excellent service, I use it all the time, very convenient. Reviewed on: 11th May 2026
Oliver's avatar
Oliver

Pay Pal to the rescue

5
Needed tyres for my car so Pay Pal provided the loan to pay for them Reviewed on: 11th May 2026
Aaron Lamert 's avatar
Aaron Lamert

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