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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 104,749 reviews, last reviewed 12th May 2026
2487450% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Used paypal forever. Used paypal forever. Secure and easy to use. I feel better when I use it as it gives me an extra layer of protection. Love the credit, pay in 3 option... Read more Reviewed on: 12th May 2026
Lucy P's avatar
Lucy P

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (104749)

Extremely easy and fast service

5
Extremely easy and fast service, makes life a breeze. Cannot fault the service Reviewed on: 11th May 2026
Dean's avatar
Dean

Great always easy to use and good offers

5
Great always easy to use and good offers Reviewed on: 11th May 2026
Charlotte S's avatar
Charlotte S

PP payments options.

5
I use PP credit recently and I am finding it a very convenient way of completing purchases online. Pay in 3 is also a brilliant tool. For usual payments I appreciate PP customer cover they provide. I had issues with dodgy sellers in the past and all of them sorted with a positive outcome. I feel my money is secure. Reviewed on: 11th May 2026
Jakub's avatar
Jakub

Very happy with the PayPal credit option makes sense...

5
Very happy with the PayPal credit option makes sense in alot of ways, to use this service as you can pay back monthly payments instead of having to pay out a big sum upfront. Reviewed on: 11th May 2026
D H's avatar
D H

Amazing and very helpful

5
Amazing and when we need help the customer service always very helpful and solve the problem very quick. We’ve been with PayPal for over 10 years now Reviewed on: 11th May 2026
William 's avatar
William

Very easy to use and they are extremely helpful if t...

5
Very easy to use and they are extremely helpful if there's ever any issues Reviewed on: 11th May 2026
Robert K's avatar
Robert K

Never had an issues with PayPal.

5
Never had an issues with PayPal. Been using them for years for simple and complex transactions and each experience has been straightforward. I’ve sent and received payments from people (friends and businesses) without any hassle. I love how simple and clean the UI is and how easy it is to navigate through the different options. There introduction of PayPal credit is very helpful and I’ve used it as a flexible option for large purchases. The interest free offer was very enticing to me and I liked how you could pay it back in instalments. Reviewed on: 11th May 2026
Michael A's avatar
Michael A

It helped me out a lot to get things finished...

5
It helped me out a lot to get things finished Reviewed on: 11th May 2026
Jason D's avatar
Jason D

My experience is excellent never experience bad serv...

5
My experience is excellent never experience bad services with PayPal. Reviewed on: 11th May 2026
Kemi 's avatar
Kemi

Excellent

5
Very good for when u need it and very easy to use Reviewed on: 11th May 2026
Davina Blackwell's avatar
Davina Blackwell

Review PayPal: PayPal Credit now

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