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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (104731 reviews)

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4.90

Based on 104,731 reviews, last reviewed 12th May 2026

2486700% increase in 5 star reviews

in the past 90 days

7400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Good Service, I’ve had no issues at all Good Service, I’ve had no issues at all Reviewed on: 12th May 2026

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (104731)

My experience is excellent never experience bad serv...

My experience is excellent never experience bad services with PayPal. Reviewed on: 11th May 2026

Excellent

Very good for when u need it and very easy to use Reviewed on: 11th May 2026

Very good experience with paypal very good customer...

Very good experience with paypal very good customer service Reviewed on: 11th May 2026

Very impressive i enjoy it it is so handy

Very impressive i enjoy it it is so handy Reviewed on: 11th May 2026

Great experience for years with paypal very trustwor...

Great experience for years with paypal very trustworthy and helpful when needed them to sort any issues especially when needing a refund from purchases made on ebay Reviewed on: 11th May 2026

I will always use PayPal.

I will always use PayPal. I feel that all my transactions are safe and secure. Reviewed on: 11th May 2026

Easy to use and website is good too

Easy to use and website is good too Reviewed on: 11th May 2026

Great, very happy, I can use in many places.

Great, I can use in many places, can not use in Amazon and few other places ... overall I am very happy with the service. Reviewed on: 11th May 2026

Intrest free deals...

There's always deals on for interest free payment on there, I think it great Reviewed on: 11th May 2026

Easy to use, clear on fees

I was introduced to PayPal credit after joining giff gaff for the first time having been with major networks for over a decade. I was worried about taking a line of credit for a new phone from an unfamiliar source but have used PayPal historically for eBay and the like so felt it was worth trying. I find it very easy to use, very clear on fees and interest and payments are easy to make via the PayPal app with reminder emails being sent out which work perfectly to help me remember to make my payment that month. Reviewed on: 11th May 2026

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