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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

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4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181134)

Super easy & convenient

Really easy to use, the app keeps you up to date & is easy to manage your spending/ repayments Reviewed on: 14th July 2026

A known company and very helpful. Thanks

I have been with PayPal from a very long time. It has been very helpful to me. Thanks Reviewed on: 14th July 2026

Paypal credit spreads the cost protects against loss !

I use the convenience of Pay Pal credit to spread the cost of larger items and feel that paying with PayPal gives me extra protection if there are problems with a purchase …. Reviewed on: 14th July 2026

Very easy and direct to use.

Very easy and direct to use. No hidden fees at all Reviewed on: 14th July 2026

My PayPal experience!

Honest and simple to use never had any complaints to using PayPal. Reviewed on: 14th July 2026

Top level security

Quick decisions, great support and security. Reviewed on: 14th July 2026

Gratitude from a mum of three

I'm so glad I signed up for paypal credit, it has given me the support and security I was looking for with my purchases, with so much ease when it comes to payments. As a working mum, stretching to cover children's expenses especially birthdays, paypal credit has given me so much flexibility. Reviewed on: 14th July 2026

Very easy to use, no fuss, quick and reliable

Very easy to use, no fuss, quick and reliable Reviewed on: 14th July 2026

Easy payment and ordering goods using paypal

Easy payment and ordering goods using paypal Reviewed on: 14th July 2026

Great customer service.

Great customer service. Rewards credit for good customers improving their credit rating. Everyone wins Reviewed on: 14th July 2026

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