Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 104,725 reviews, last reviewed 12th May 2026
2486400% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A brilliant friend to have! I have used PayPal for years now for most of my purchase transactions online. It's a safe and brilliant way to pay for all my purchases and I like the... Read more Reviewed on: 12th May 2026
Gary G's avatar
Gary G

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (104725)

Amazing and very helpful

5
Amazing and when we need help the customer service always very helpful and solve the problem very quick. We’ve been with PayPal for over 10 years now Reviewed on: 11th May 2026
William 's avatar
William

Very easy to use and they are extremely helpful if t...

5
Very easy to use and they are extremely helpful if there's ever any issues Reviewed on: 11th May 2026
Robert K's avatar
Robert K

Never had an issues with PayPal.

5
Never had an issues with PayPal. Been using them for years for simple and complex transactions and each experience has been straightforward. I’ve sent and received payments from people (friends and businesses) without any hassle. I love how simple and clean the UI is and how easy it is to navigate through the different options. There introduction of PayPal credit is very helpful and I’ve used it as a flexible option for large purchases. The interest free offer was very enticing to me and I liked how you could pay it back in instalments. Reviewed on: 11th May 2026
Michael A's avatar
Michael A

It helped me out a lot to get things finished...

5
It helped me out a lot to get things finished Reviewed on: 11th May 2026
Jason D's avatar
Jason D

My experience is excellent never experience bad serv...

5
My experience is excellent never experience bad services with PayPal. Reviewed on: 11th May 2026
Kemi 's avatar
Kemi

Excellent

5
Very good for when u need it and very easy to use Reviewed on: 11th May 2026
Davina Blackwell's avatar
Davina Blackwell

Very good experience with paypal very good customer...

4
Very good experience with paypal very good customer service Reviewed on: 11th May 2026
Maria T's avatar
Maria T

Very impressive i enjoy it it is so handy

5
Very impressive i enjoy it it is so handy Reviewed on: 11th May 2026
Katrina P's avatar
Katrina P

Great experience for years with paypal very trustwor...

5
Great experience for years with paypal very trustworthy and helpful when needed them to sort any issues especially when needing a refund from purchases made on ebay Reviewed on: 11th May 2026
Jamie O's avatar
Jamie O

I will always use PayPal.

5
I will always use PayPal. I feel that all my transactions are safe and secure. Reviewed on: 11th May 2026
Soph's avatar
Soph

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill