Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (104716 reviews)

View other PayPal products

4.90

Based on 104,716 reviews, last reviewed 12th May 2026

2486000% increase in 5 star reviews

in the past 90 days

7350% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

My experience been smooth and reliable. My experience been smooth and reliable. Payment processed quickly, and platform is easy to use. Reviewed on: 12th May 2026

Latest lowest rating:

2

Mo worries not sure right now Mo worries not sure what to say ri Reviewed on: 11th May 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (104716)

Very happy with the PayPal credit option makes sense...

Very happy with the PayPal credit option makes sense in alot of ways, to use this service as you can pay back monthly payments instead of having to pay out a big sum upfront. Reviewed on: 11th May 2026

Amazing and very helpful

Amazing and when we need help the customer service always very helpful and solve the problem very quick. We’ve been with PayPal for over 10 years now Reviewed on: 11th May 2026

Very easy to use and they are extremely helpful if t...

Very easy to use and they are extremely helpful if there's ever any issues Reviewed on: 11th May 2026

Never had an issues with PayPal.

Never had an issues with PayPal. Been using them for years for simple and complex transactions and each experience has been straightforward. I’ve sent and received payments from people (friends and businesses) without any hassle. I love how simple and clean the UI is and how easy it is to navigate through the different options. There introduction of PayPal credit is very helpful and I’ve used it as a flexible option for large purchases. The interest free offer was very enticing to me and I liked how you could pay it back in instalments. Reviewed on: 11th May 2026

It helped me out a lot to get things finished...

It helped me out a lot to get things finished Reviewed on: 11th May 2026

My experience is excellent never experience bad serv...

My experience is excellent never experience bad services with PayPal. Reviewed on: 11th May 2026

Excellent

Very good for when u need it and very easy to use Reviewed on: 11th May 2026

Very good experience with paypal very good customer...

Very good experience with paypal very good customer service Reviewed on: 11th May 2026

Very impressive i enjoy it it is so handy

Very impressive i enjoy it it is so handy Reviewed on: 11th May 2026

Great experience for years with paypal very trustwor...

Great experience for years with paypal very trustworthy and helpful when needed them to sort any issues especially when needing a refund from purchases made on ebay Reviewed on: 11th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Better Off Calculator
from Policy in Practice 4.78 from 494 reviews
Loan
from Snap Finance 4.90 from 369 reviews
Retail Finance
from Close Brothers 2.53 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 49592 reviews
Payments
from PayPal 4.91 from 3712 reviews
Credit card
from PayPal 4.90 from 82 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub