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PayPal: PayPal Credit reviews

4.73
Based on 181,134 reviews, last reviewed 25th Aug 2026
2% increase in 5 star reviews
in the past 90 days
12% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026
Belinda R's avatar
Belinda R

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181134)

I love the easiness to use my paypal credit

5
I love the easiness to use my paypal credit Reviewed on: 14th July 2026

Confident in shopping with PayPal.

5
Confident in shopping with PayPal. Reviewed on: 14th July 2026

Good customer service

4
Good customer service, value for money Reviewed on: 14th July 2026

Paypal credit helped me when I was at a very low tim...

5
Paypal credit helped me when I was at a very low time in my life, I was struggling and it helped me when I needed it most. It is great that there is no interest so paying it back makes it easier for me. Reviewed on: 14th July 2026

Never any major issues.

5
Never any major issues. Any problem sorted easily Reviewed on: 14th July 2026

Great experience .

5
Great experience .and good system. Reviewed on: 14th July 2026

Good serviceconvenient paying method on line

5
Good serviceconvenient paying method on line Reviewed on: 14th July 2026

Convient for spreading the cost of the purchase over...

5
Convient for spreading the cost of the purchase over time instead of paying a big chunk of money in one go, I take advantage of it. I treat myself occasionally e.g., last time I purchased the coffee machine that I had dreamed of for a long time Reviewed on: 14th July 2026

The people who sort people out

5
I find it simple to use and I’m 75 Reviewed on: 14th July 2026

find it very safe and easy to use

5
I have always been good with PayPal and find it very safe and easy to use. Reviewed on: 14th July 2026

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