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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

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4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181134)

PayPal is great app and PayPal credit helps small bu...

PayPal is great app and PayPal credit helps small businesses Reviewed on: 8th June 2026

Attractive benefits.

I am very happy to have pay in 3 months by PayPal and 0% interest for purchases on more than £ 99. Reviewed on: 8th June 2026

I’ve had no issues at all so far.

I’ve had no issues at all so far. Will continue to use Reviewed on: 8th June 2026

Great service very good company,and very secure to pay

Great service very good company,and very secure to pay Reviewed on: 8th June 2026

One of my best payments options I always try to use...

One of my best payments options I always try to use PayPal where its possible Reviewed on: 8th June 2026

Great service to get what I need

Great service to get what I need Reviewed on: 8th June 2026

Security, convenience and flexibility

They offer me security of payment, fantastic short term credit options and rewards Reviewed on: 8th June 2026

Overall excellent.

Overall excellent. I wish I could buy crypto though. I like if you pay it off quickish then no interest charged - seems more competitive than more established players Reviewed on: 8th June 2026

Every time easy to use and give us more time to pay...

Every time easy to use and give us more time to pay back Reviewed on: 8th June 2026

PayPal review

Amazing company great customer service Reviewed on: 8th June 2026

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