Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

View other PayPal products

4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181134)

Never had problems, very good service

Never had problems, very good service Reviewed on: 8th June 2026

Excellent service.

Excellent service. Interest free credit options and repayment plans really help you budget Reviewed on: 8th June 2026

Great customer service, always been quick at resolvi...

Great customer service, always been quick at resolving any issues. App is user friendly and reasonable repayment with PayPal credit. Only issue is repayments take a few days to show it has been taken on your current account but this is probably due to which bank provider you're with. Reviewed on: 8th June 2026

PayPal credit is my go to!

PayPal credit is my go to! I love paying over 4 months interest free! Really easy to use Reviewed on: 8th June 2026

PayPal credit is there when I need it.

PayPal credit is there when I need that extra bit of spending power - for an unexpected event that needs a wardrobe update or fixing a domestic emergency like the vacuum cleaner blowing up. Both these situations were not in my budget but I could get what I needed with PayPal. Reviewed on: 8th June 2026

Highly recommend

Easy simple and problem free experience Reviewed on: 8th June 2026

Always reliable.

Always reliable. Instant transfers with no problems whatsoever. I heartily endorse PayPal and their services. Reviewed on: 8th June 2026

Pay Pal, where a customer is king.

Pay Pal, is always excellent on customer service and I won't hesitate to recommend it to anyone who needs their service. Their terms of payments is is easy and will suit your situation and the service and terms are well explained to your to understand every detail of how they operate and safeguard you from fraudsters. Their service is second to none. Their customer service is consistently outstanding, exceedingly my expectations every time I approach or ontact them. Reviewed on: 8th June 2026

I have used PayPal for years and I have always had a...

I have used PayPal for years and I have always had a great and reliable service. Iv had PayPal help with disputes over the years and they have never let me down. Now I use PayPal credit which helps with large payments. Reviewed on: 8th June 2026

Quick and easy to apply.

It was very quick and easy to apply for the PayPalcl credit. All of the information was where I needed it and the Terms and Conditions are clear to follow. Reviewed on: 8th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.82 from 370 reviews
Payments
from PayPal 4.71 from 3855 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101291 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub