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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

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4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181134)

PayPal credit is a brilliant tool for purchasing

PayPal credit allows me to purchase goods and try them at home before I pay. This means I don't have to part with the cash upfront. I use it regularly. Excellent service Reviewed on: 8th June 2026

I have used Paypal for years and have found them a s...

I have used Paypal for years and have found them a safe, reliable and trusted company. Reviewed on: 8th June 2026

Great service

I have never had any problems with PayPal, always reliable and keep me informed if payments. Reviewed on: 8th June 2026

Highly recommend Paypal, if you don’t have it- WTF!?!?

Customer service only neutral as I’ve never ever had any problems and needed to contact customer service. Love love love PayPal!!!! Reviewed on: 8th June 2026

easy to use super simple

I like it because it is easy to use super simple all my details are there and I know it’s secure, few clerks and all done I have options to pay for pay and three or pay monthly. Reviewed on: 8th June 2026

Flexibility

Gives flexibility being able to split 4 easy pay Reviewed on: 8th June 2026

Smooth, simple and stress free

I’ve had a fantastic experience using PayPal Credit. The application process was quick and easy, and once approved, it was simple to start using straight away. I really like how clear the payment information is, making it easy to keep track of my balance and due dates. It gives me the flexibility to spread the cost of larger purchases when needed, which has been really helpful. The whole service has been reliable, convenient and hassle-free, and I’ve always felt confident using it for online shopping. I would definitely recommend PayPal Credit to anyone looking for a flexible and easy-to-manage payment option. Reviewed on: 8th June 2026

PayPal has been a reliable and convenient platform f...

PayPal has been a reliable and convenient platform for managing online payments. The setup process was straightforward, and sending or receiving money is quick and easy. I especially appreciate the security features and buyer protection, which give added confidence when making purchases online. The app and website are user-friendly, transactions are generally smooth, and it’s accepted by many businesses worldwide. It also makes keeping track of payments simple and organised. Overall, PayPal has been a dependable payment service and I would recommend it to anyone looking for a secure and convenient way to manage online transactions. Reviewed on: 8th June 2026

PayPal Credit was useful when needed.

PayPal Credit was useful when needed. Reviewed on: 8th June 2026

Top Quality Company Numero Uno

Always quick n efficient with everything, customer service, getting money, statements, emails to let u know all the specific info on each transaction and even delivery updates for everything u buy!! Reviewed on: 8th June 2026

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