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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (58309 reviews)

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4.91

Based on 58,309 reviews, last reviewed 10th Apr 2026

692100% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Does what it says on the tin. Used for eBay over the years and continue to use it for certain purchases. Always a good serivce with decent 0% offers. Reviewed on: 10th April 2026

Latest lowest rating:

1

While they are proudly advertising themselves as hel... While they are proudly advertising themselves as helpful, against fraud and that they have shopping protection, they’re the complere opposite Reviewed on: 10th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (58309)

Convenient 0% Offer for 4 months

I love using Paypal credit offer of 0% for all of my 99+ purchases because I get 4 months to settle it. Very convenient when buying home appliances and even multiple items I buy in an online site. Reviewed on: 13th June 2022

Paypal credit

I have used PayPal credit a few times and it is easy to use, convenient and a great way to spread out the cost of purchases without having to deal with credit card payments or interest. Reviewed on: 13th June 2022

Easy, affordable and many options available to spend responsibly

I have found PayPal credit really useful particularly the pay in 3 which allows me to spread the cost over 3 months affordably and allows me to have the things I want straight away without having to wait. Reviewed on: 13th June 2022

Easy Peasy

Using PayPal is ideal for any purchase, but especially for interest free over a few months. Gives a little breathing space when you're having one of those months and I pay as much or as little as I want when I want. The app is quick and easy to navigate Reviewed on: 13th June 2022

Dave

Great company PayPal great credit thank you Reviewed on: 13th June 2022

Quick credit

Very helpful, very quickly resolve, Reviewed on: 13th June 2022

Good credit deal

I have always used Paypal Credit as they offer 4 months 0% and sometimes they have other good offers. It suits my financial needs and will continue to use Paypal. It’s also a safe way to purchase and pay for different things, customer service is great and very helpful too. If they had a physical card i’d use them more. I use Paypal for than my debit or credit cards as it’s simples, fast and safe! Reviewed on: 13th June 2022

Fast and reliable

Never a problem with paypal.All transactions do and have run smoothly. Reviewed on: 13th June 2022

PayPal Credit

I really love the fact that I can use PayPal credit at more retailers than before. I use the 4-month 0% interest-free payment, as this works best for me. PayPal credit came through for me when I was planning for my wedding as most of my vendors accepted PayPal payment, making instant and early deposite and payments possible. Reviewed on: 13th June 2022

Easy pezzy paypal

I have used now for a couple of years and found it alot easier then others, family members are now using . Reviewed on: 13th June 2022

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