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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181133 reviews)

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4.73

Based on 181,132 reviews, last reviewed 23rd Aug 2026

4% increase in 5 star reviews

in the past 90 days

18% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Comes in handy when needed easy to use and understand Comes in handy when needed easy to use and understand Reviewed on: 23rd August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181133)

very helpful and handy.

very helpful and handy. Its good that a lot of retailers have the option of using paypal to checkout. Reviewed on: 8th June 2026

Every time I use PayPal they are always very good at...

Every time I use PayPal they are always very good at security making sure it's me which is good with so many scammers around Reviewed on: 8th June 2026

Brilliant for spreading the cost

Paypal credit is brilliant for being able to spread the cost of purchases. Great if you can pay it off before interest is applied to.you will receive payment reminders if you haven’t set up a direct debit Reviewed on: 8th June 2026

PayPal is the best all round

PayPal has a fantastic system that helps me manage my money safely and in a financially prudent way. I love choosing PayPal in checkout on a website as it means I don't need to enter my bank details online and risk them being stolen. And the pay in 3 and PayPal Credit options allow me to make big purchases knowing I am able to pay them back without going into serious debt. Finally, when there has been an issue, PayPal has resolved it quickly for me. I compare this to Klarna where noone was willing to provide actual support when I had a payment issue with a purchase. I've since closed the Klarna account and will only be using PayPal from now on. Trust is so important in financial services. Reviewed on: 8th June 2026

Easy to use and easy to set up.

Easy to use and easy to set up. Track how much you owe on the app and making payments was straightforward Reviewed on: 8th June 2026

Simply the Best Way to Pay

Callback on issues amazing, Flexible wats of paying and best security for online transactions. Faster refunds than paying by Bank Credit Cards.It makes me feel very safe. Reviewed on: 8th June 2026

Payment and offers are amazing and clear to understand.

Payment and offers are amazing and clear to understand. Reviewed on: 8th June 2026

I only trust PayPal for online transactions, it’s al...

I only trust PayPal for online transactions, it’s all I ever use. Reviewed on: 8th June 2026

Having PayPal has always been very good for our fami...

Having PayPal has always been very good for our family, having twins means double the expenditure for Birthdays and Christmas and having PayPal pay in 3 and PayPal credit has always been a huge help to us! Reviewed on: 8th June 2026

Excellent customer service, easy access to through t...

Excellent customer service, easy access to through to speak to an advisor. Information easy to read Reviewed on: 8th June 2026

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