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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181133 reviews)

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4.73

Based on 181,132 reviews, last reviewed 23rd Aug 2026

4% increase in 5 star reviews

in the past 90 days

18% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Comes in handy when needed easy to use and understand Comes in handy when needed easy to use and understand Reviewed on: 23rd August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181133)

I have found it easy and helpful especially when loo...

I have found it easy and helpful especially when looking for easy check out and managing my money. Perfect for spending money on gifts or larger expenses. The interface makes it easy to see what I have spent and when I need to make payments. Help to keep me money responsible. Reviewed on: 8th June 2026

I have found them very helpful.

I have found them very helpful. Most people take PayPal. Reviewed on: 8th June 2026

I have been using PayPal for years and will continue...

I have been using PayPal for years and will continue to do so. Reviewed on: 8th June 2026

Very easy to use, customer service are very reliable...

Very easy to use, customer service are very reliable and communicate clearly. Reviewed on: 8th June 2026

Great credit service

Easy to use and set up , terms made very clrar Reviewed on: 8th June 2026

Great product easy to use friendly customer service

Great product easy to use friendly customer service Reviewed on: 8th June 2026

Paypal Credit excellent convenient great service

Paypal Credit is a very convenient method to pay for goods/services and even better now I have a physical card. The 4 months 0% interest on purchases is an excellent feature that I use alot as it gives the opportunity to purchase larger value items now rather than waiting for months at a time to save. Reviewed on: 8th June 2026

PayPal credit helped me to prevent from going to far...

PayPal credit helped me to prevent from going to far into my overdraft on my bank account, also comes in handy if I want to spread the cost of something g over 3 months Reviewed on: 8th June 2026

Paypal is so good you get a month's credit interest...

Paypal is so good you get a month's credit interest free. If you don't pay it all thr next month the interest is minimal. 1 Reviewed on: 8th June 2026

Really useful for splitting bigger payments up over...

Really useful for splitting bigger payments up over time Reviewed on: 8th June 2026

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