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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181133 reviews)

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4.73

Based on 181,132 reviews, last reviewed 23rd Aug 2026

4% increase in 5 star reviews

in the past 90 days

18% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Comes in handy when needed easy to use and understand Comes in handy when needed easy to use and understand Reviewed on: 23rd August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181133)

Easy like Sunday morning.

Its really easy to use. The app is good to check all transactions etc. Reviewed on: 8th June 2026

Spreading the cost of my favourite things with PayPal

It’s so easy with PayPal to spread țhe cost of my favourite items! Quick response every time - no hanging about waiting for an answer. I’ve used the PayPal three payment cost-spreader loads of times and PayPal credit more recently. Can’t speak highly enough of PayPal to be honest! Reviewed on: 8th June 2026

its an excellent way to pay and very flexible

its an excellent way to pay and very flexible Reviewed on: 8th June 2026

Most secure way to pay

Very happy with all aspects of paypal Reviewed on: 8th June 2026

Great just got better

Always there when you need it, convenience at no extra cost.... And a virtual credit card too! Reviewed on: 8th June 2026

PayPal is my number 1 trusted way to pay and finance...

PayPal is my number 1 trusted way to pay and finance purchases. Always hassle free, reliable and widely accepted almost everywhere. Reviewed on: 8th June 2026

Highly recommend Paypal credit

I’ve used PayPal credit for many years and never had any problems. Easy to use, PayPal is available as an option on many platforms for payment, and good options such as interest free periods for purchases over a certain amount. The only downside is you don’t have a physical card for in-person purchases but they have recently introduced a virtual card. I haven’t applied for this yet so can’t comment on it. The app is also easy to use and communications are clear Reviewed on: 8th June 2026

Convenient

Easy access and easy to use. You can use it in most of the transactions. And your money is safe if there's a problem with your transactions and payments.. Reviewed on: 8th June 2026

App on smartphone easy to use

Clear information on app. Options to repay purchases over different terms appreciated. Reviewed on: 8th June 2026

Never had any problems.

Never had any problems. Everything's really simple to use and the customer service is excellent Reviewed on: 8th June 2026

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