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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181133 reviews)

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4.73

Based on 181,132 reviews, last reviewed 23rd Aug 2026

4% increase in 5 star reviews

in the past 90 days

18% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Comes in handy when needed easy to use and understand Comes in handy when needed easy to use and understand Reviewed on: 23rd August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181133)

PayPal..

I use PayPal on a regular basis, I use the interest free pay in 3 also the PayPal credit where you can spread the cost interest free over 4 months. Reviewed on: 8th June 2026

Clear info, easy app.

Clear info, easy app. Different options; credit, pay in 3, long term. Reviewed on: 8th June 2026

PayPal Credit Card

Flexible credit availability, pay in 3 instalment is very good. Overall very satisfied with PayPal credit card. Reviewed on: 8th June 2026

My trusted way to pay

PayPal is my preferred and default way to pay be it to corporations, businesses of any size or to individuals. It’s very reliable and I trust them handling my money. Reviewed on: 8th June 2026

Pay in 3/4 is absolutely incredible.

Pay in 3/4 is absolutely incredible. I use it regularly to pay for items as the extra time to pay items off gives me more flexibility and affordability. Reviewed on: 8th June 2026

One of the best credit cards out there

Love using the PayPal credit especially with the perks of 0% interest on a couple of months has been phenomenal Reviewed on: 8th June 2026

Love the flexibility PayPal Credit gives .

Always happy with PayPal Credit, enables me to get things I wouldn’t normally be able to . Reviewed on: 8th June 2026

I needed to buy a house warming / engagement gift fo...

I needed to buy a house warming / engagement gift form my son and partner. Looked into PayPal credit intrest free for 12months. It was just what I needed. Reviewed on: 8th June 2026

great service

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Amazing service and customer service.

Amazing service and customer service. Paypal credit always a help when need something in urgent. Reviewed on: 8th June 2026

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