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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181133 reviews)

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4.73

Based on 181,132 reviews, last reviewed 23rd Aug 2026

4% increase in 5 star reviews

in the past 90 days

18% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Comes in handy when needed easy to use and understand Comes in handy when needed easy to use and understand Reviewed on: 23rd August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181133)

PayPal: fast and secure

PayPal has always been a fast and secure way of paying things. I try to use PayPal as a way of payment when I can as it gives me more confidence that my details are safe. Reviewed on: 8th June 2026

It's easy to use and supports lots of services.

It's easy to use and supports lots of services. Interest is manageable and I would recommend it. They also accept me easily and the customer service is good. Reviewed on: 8th June 2026

Reliable credit with flexible payment options.

Reliable credit with flexible payment options. I often use PayPal credit for 0% purchases and have never had any issues. It is easy to use and most importantly keep track of. Reviewed on: 8th June 2026

Always decent rates and handy to have in case reason...

Always decent rates and handy to have in case reasonable credit is required in this day and age Reviewed on: 8th June 2026

Great service

Just generally good all round, great service and no issues at all,Always handy to know its there if needed and I have needed it a few times Reviewed on: 8th June 2026

Oh so easy transactions

Always found PayPal so easy and flexible to use, brilliant app as well. Reviewed on: 8th June 2026

It is extremely useful and easy to use service

It is extremely useful and easy to use service it has helped me in many different situations. Reviewed on: 8th June 2026

Vendor Dispute Settlement

If you purchase goods from overseas then you need PayPal as they help in handling disputes as was my case when upon contacting the vendor a few times he failed to both respond or to remit my good. I had to contact PayPal who returned my money. Reviewed on: 8th June 2026

Earning whilst I use my card as normal is a...

Earning whilst I use my card as normal is a no brainer Reviewed on: 8th June 2026

PayPal credit - Excellent service very impressed

Excellent service very impressed Reviewed on: 8th June 2026

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