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PayPal: PayPal Credit reviews

4.73
Based on 181,131 reviews, last reviewed 21st Aug 2026
8% increase in 5 star reviews
in the past 90 days
21% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026
MR John 's avatar
MR John

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181132)

It’s so easy to use.

5
It’s so easy to use. Sending and receiving money. Reviewed on: 8th June 2026

Efficient service

5
Efficient and quick and informative Reviewed on: 8th June 2026

Most secure online payment

5
Been a PayPal customer for years and can honestly say I have never had a problem with them, in my opinion it’s the most secure way to purchase items on line Reviewed on: 8th June 2026

Confident and Safe

5
I find Paypal transparent and honest. I feel confident that my transactions are secure and that if I have any problems, they will do their utmost to help. Paypal is my preferred way to pay. Reviewed on: 8th June 2026

I been using PayPal for several years and I never ha...

5
I been using PayPal for several years and I never had any problems, it is easy and secure. Reviewed on: 8th June 2026

Well known great service!

5
Well known great service! Has history now. Reviewed on: 8th June 2026

Paypal is an excellent.

5
Paypal is an excellent way to pay to keep things going they give you 4 months interest free so pay back in them months no interest builds credit rating. Reviewed on: 8th June 2026

I’ve been with PayPal for many years and feel they a...

5
I’ve been with PayPal for many years and feel they are extra security when making a purchase. I don’t have to give out bank details every time I shop either. I think they are a good go between. Reviewed on: 8th June 2026

Excellent service comes in handy also money back gu...

5
Excellent service comes in handy also money back guarantee on bad ebay sellers Reviewed on: 8th June 2026

Easy to use and safe experience, while you purchase...

5
Easy to use and safe experience, while you purchase something online without using your own card payment details. Very easy and secure to buy something online. Reviewed on: 8th June 2026

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