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PayPal: PayPal Credit reviews

4.73
Based on 181,131 reviews, last reviewed 21st Aug 2026
8% increase in 5 star reviews
in the past 90 days
21% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026
MR John 's avatar
MR John

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181132)

I always have good experince with paypal.

5
I always have good experince with paypal. I feel comfortable to pay money through pay pal Reviewed on: 8th June 2026

Great features!

5
Great! The possibility to use PayPal both Debit and Credit in shops is fantastic. Provides an excellent level of security for online purchases. Reviewed on: 8th June 2026

not just a bank but a friend

5
I have used Pay Pal for years and love it as so easy to use and makes it easy for anyone in this time of finacial upheavel a great support and carng company have many ways to spend and pay.makes you feel important Reviewed on: 8th June 2026

Yeah it’s a great help when you don’t have all the m...

5
Yeah it’s a great help when you don’t have all the money to pay at once Reviewed on: 8th June 2026

Easy to use Paypal

5
Had no problem with PayPal any discrepancies has been sorted out fairly Reviewed on: 8th June 2026

I really like PayPal and PayPal credit because it's...

5
I really like PayPal and PayPal credit because it's peace of mind when I pay through PayPal Reviewed on: 8th June 2026

PayPal is fab

5
I already wrote a long review but then the verification process didn't work and I am not writing it out again, sorry Reviewed on: 8th June 2026

Reliable

5
Very serious and very reliable for someone who wants to send money abroad or to buy things on credit Reviewed on: 8th June 2026

Prompt payment and refunds.

5
Prompt payment and refunds. Very simple and easy to use. Reviewed on: 8th June 2026

Easy to credit facility...

5
Easy to use credit available within your repayments seamless once set up Reviewed on: 8th June 2026

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