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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181132 reviews)

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4.73

Based on 181,131 reviews, last reviewed 21st Aug 2026

8% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181132)

Good service, easy to use Fyfhytdhytdhyfchyfc

Good service, easy to use Fyfhytdhytdhyfchyfc Reviewed on: 8th June 2026

More credit option.

so far so good but I would like to see more option of credit. Reviewed on: 8th June 2026

Ive always found it easy to use and very clear

Ive always found it easy to use and very clear Reviewed on: 8th June 2026

Great service, can do everything I need with paypal

Great service, can do everything I need with paypal Reviewed on: 8th June 2026

Great customer service

easy to use good credit, great customer service you can talk to someone always been solved with any problems Reviewed on: 8th June 2026

PayPal has been greating house, it...

PayPal has been great at helping me moving house, its simple, easy to use and accepted by most online retailers. The APR is low meaning I feel like im getting the best value. Plus the points with Paypal is helpful and there's previously been cashback on purchases of a certain category which was nice. Reviewed on: 8th June 2026

Easy to arrange.

Easy to arrange. No issues at all Reviewed on: 8th June 2026

Usability

Use this now in my daily life thanks to the card and it opens up more available avenues for using by now pay later which really help myself. Reviewed on: 8th June 2026

100% Satisfied with service provided

I can't think of any complaints that come to mind during my years of dealing with Pay Pal and PayPal credit.Statements and notifications always keep me up to date with transactions and any changes that are being made. Reviewed on: 8th June 2026

So easy , Pay Pal Credit

Never had any issue as it’s so straight forward, easy to pay back and there when I need it the most and I can pay as much as I can or the minimum amount Reviewed on: 8th June 2026

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