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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181132 reviews)

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4.73

Based on 181,131 reviews, last reviewed 21st Aug 2026

8% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181132)

Through the years I’ve had PayPal help with various...

Through the years I’ve had PayPal help with various payments/ issues and been sorted Reviewed on: 8th June 2026

I have had a generally positive experience with PayP...

I have had a generally positive experience with PayPal Credit. The application process was quick and straightforward, and I was able to start using my credit limit almost immediately. I especially like the option to spread the cost of larger purchases, as it helps with budgeting and managing unexpected expenses. The app and website are easy to use, making it simple to check my balance, view statements, and make payments. The promotional interest-free periods can be very useful, but it’s important to keep track of payment deadlines because the interest rates can be quite high if the balance is not cleared in time. Reviewed on: 8th June 2026

PayPal credit is an easy to use option

PayPal credit is an easy to use option Reviewed on: 8th June 2026

Reliable and I trust them.

Reliable and I trust them. I know if I am ripped off by anyone they will repay me. Reviewed on: 8th June 2026

I've used PayPal Credit for many years and I have be...

I've used PayPal Credit for many years and I have been very happy with there service Reviewed on: 8th June 2026

Quick and reliable service.

Quick and reliable service. Works on most of websites/services and has a decent rewards system. Reviewed on: 8th June 2026

Great servicece

They offer great services, and good offers. The automated payments have been really helpful, and the updates on my limit. Reviewed on: 8th June 2026

Awesome service easy to use and helps manage payment...

Awesome service easy to use and helps manage payments with ease Reviewed on: 8th June 2026

Reliable, and so far trustworthy.

Reliable, and so far trustworthy. Never feared that I was being scammed, no ambiguity over payments or limits, can't really complain Reviewed on: 8th June 2026

Credit that doesn’t feel like credit, made easy

When compared to other similar products ciders and credit, PayPal is much easier and simple, you also don’t feel pressured, clear plan and monthly debits, it doesn’t even feel like credit. plenty of 0% and that really helps the consumer. It’s my first place I got to now and I look for retailers who offer PayPal, particularly long duration 0%, more places should offer this. Reviewed on: 8th June 2026

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