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PayPal: PayPal Credit reviews

4.73
Based on 181,131 reviews, last reviewed 21st Aug 2026
8% increase in 5 star reviews
in the past 90 days
21% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026
MR John 's avatar
MR John

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181131)

Excellent way to buy those little extras that make l...

5
Excellent way to buy those little extras that make life worthwhile Reviewed on: 8th June 2026

PayPal credit is amazing!

5
PayPal credit is amazing! I love how you can split the payments in to 4 months. You can add it to Apple wallet which makes things really easy. Reviewed on: 8th June 2026

Great way to pay

5
Easy to use and the platform works well Reviewed on: 8th June 2026

Easy to use.

5
Easy to use. Streamlined and accessible. Reviewed on: 8th June 2026

Excellent service 10/10 never any problems cannot fa...

5
Excellent service 10/10 never any problems cannot fault Reviewed on: 8th June 2026

Good could by better

5
Good service app could be better more easy to use sometimes I got problem wite app works slow and freeze Reviewed on: 8th June 2026

Easy to use.

5
Easy to use. Pay in 3 and 0% for a couple of months helped my big purchases. Reviewed on: 8th June 2026

It's easy safe and great value for money.

5
It's easy safe and great value for money. If you use PayPal credit it's also a good intrest rate. Pay in three is great and as intrest free it's great value too Reviewed on: 8th June 2026

My experience with PayPal

5
I've used PayPal Credit for some time and have never had any issues. Payments are straightforward, the account is easy to manage, and everything has worked as expected. My experience has been positive, and I would recommend it to others looking for a convenient credit option. Reviewed on: 8th June 2026

I have had no issue with Paypal

5
I have had no issue with PayPal they have been easy to use Reviewed on: 8th June 2026

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