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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181131 reviews)

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4.73

Based on 181,131 reviews, last reviewed 21st Aug 2026

8% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181131)

My experience with paypal has been excellent and i a...

My experience with paypal has been excellent and i am very satisfied customer Reviewed on: 8th June 2026

Buy Now, Pay Later: Stress-Free Shopping

It makes large purchases manageable with interest-free options and a simple checkout process. Reviewed on: 8th June 2026

I have used PayPal for a number of years and I can’t...

I have used PayPal for a number of years and I can’t fault them. They are a payment sight that you can trust. Reviewed on: 8th June 2026

10/10 company, I have a very happy user!

I have only had one issue with PayPal which was due to the lack of clarity when applying for credit. this was immediately rectified & is now MUCH clearer through out the whole process! 10/10 company! Reviewed on: 8th June 2026

Paypal credit is is excellent because of Its ease of...

Paypal credit is is excellent because of Its ease of use and the option to spread the payments when you need to shop but don't have enough funds in your bank account. It's always been a friend I can rely on. Reviewed on: 8th June 2026

Nice option Vs standard cards and user interface clear

Nice option Vs standard cards and user interface clear Reviewed on: 8th June 2026

A card to have with you all the time

Very simple to use, easy to see what you are spending. Can be used on a multitude of retailers and is also compatible with Apple Pay, superb. Reviewed on: 8th June 2026

Love PayPal, found it easy to use.

Love PayPal, found it easy to use. Reviewed on: 8th June 2026

Amazing service all round, don’t judge you, customer...

Amazing service all round, don’t judge you, customer service is amazing Reviewed on: 8th June 2026

The application process was so easy with an instant...

The application process was so easy with an instant decision. The customer service team are friendly & very helpful. It so easy to see when your repayments are due. Overall and Excellent company Reviewed on: 8th June 2026

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