Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181131 reviews)

View other PayPal products

4.73

Based on 181,131 reviews, last reviewed 21st Aug 2026

8% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181131)

Always very reliable and great communication about s...

Always very reliable and great communication about support if needed too. A responsible lender Reviewed on: 8th June 2026

It's a safe and easy way to make transactions.

It's a safe and easy way to make transactions. Highly recommended! Reviewed on: 8th June 2026

Great offers with exciting pay plans to handle the p...

Great offers with exciting pay plans to handle the payments Reviewed on: 8th June 2026

Easy to use and I’ve never had any problems.

Easy to use and I’ve never had any problems. Reviewed on: 8th June 2026

Since switching a few months ago great support, easy...

Since switching a few months ago great support, easy to use app and incentives whilst using card Reviewed on: 8th June 2026

Good service

Easy to use pay in 3 or get PayPal credit never been refused and I like there points system for every £10 which will help on future purchase Reviewed on: 8th June 2026

Really good service.

Really good service. Great for credit if you need time to pay for more expensive items or whatever you prefer. Reviewed on: 8th June 2026

PayPal credit is great for spreading the cost of pur...

PayPal credit is great for spreading the cost of purchases Reviewed on: 8th June 2026

Paypal perfect for online shopping

I use paypal for all online shopping and it works very well. Reviewed on: 8th June 2026

Easy to use, easy to repay.

Easy to use, easy to repay. Available credit 24/7 Reviewed on: 8th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101289 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub