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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181131 reviews)

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4.73

Based on 181,131 reviews, last reviewed 21st Aug 2026

8% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181131)

Great help easy to use and very secure

Great help easy to use and very secure Reviewed on: 8th June 2026

Perfect options for 0% interest purchase like 4 mont...

Perfect options for 0% interest purchase like 4 months or even 12! Very helpful with bigger purchases Reviewed on: 8th June 2026

Good and complete service across all lines of products

Good and complete service across all lines of products Reviewed on: 8th June 2026

Very fast and reliable and good trained staff

Very fast and reliable and good trained staff Reviewed on: 8th June 2026

PayPal credit, interest free over 4 months, has been...

PayPal credit, interest free over 4 months, has been extremely useful for me. Reviewed on: 8th June 2026

Quick and easy to apply for and use

Quick and easy to apply for and use Reviewed on: 8th June 2026

Lots of rewards, the app is well done, easy to use,...

Lots of rewards, the app is well done, easy to use, secure. Easy to transfer money to friends and family. Reviewed on: 8th June 2026

I love it.

I love it. I trust it. Its the only method that i use. Reviewed on: 8th June 2026

Never had any issues, always rely on for safety, onl...

Never had any issues, always rely on for safety, online ordering support so I never lose out on a no show item or damaged. Reviewed on: 8th June 2026

Alternative to mainstream brands

good options for payment and good interest rates make this a viable alternative to the mainstream brands Reviewed on: 8th June 2026

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