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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181131 reviews)

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4.73

Based on 181,131 reviews, last reviewed 21st Aug 2026

8% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181131)

PayPal credit helps me build better credit and becom...

PayPal credit helps me build better credit and become handy Reviewed on: 8th June 2026

Brilliant payment options

Have found PayPal and brilliant payment tool, direct single payment or the ability to spread the payments Reviewed on: 8th June 2026

Super good always reliable and helpful team when nee...

Super good always reliable and helpful team when needed. I would always recommend to others to help build their credit score. 10/10 will continue to use and recommend to other who may need to start with credit Reviewed on: 8th June 2026

Been using it for many years!!

I've been using PayPal for many years and it's always been great for me as it's easy to understand and great rates also helps. Reviewed on: 8th June 2026

Perfect customer service, they are they to assist as...

Perfect customer service, they are they to assist as and when needed. Pay in 3 is the perfect way to split your purchases interest free over 3 months. Reviewed on: 8th June 2026

Always hassle free with great financial value

Always hassle free with great financial value Reviewed on: 8th June 2026

It is very easy and easy application

It is very easy and easy application Reviewed on: 8th June 2026

Super easy to set up and very convenient.

Super easy to set up and very convenient.asked for a little visit of help as I wanted to ensure my PayPal account was separate from the ‘credit’ account and it was all dealt with really well Reviewed on: 8th June 2026

Very good experience

I’m old costumer with PayPal and I found it really helpful to have them it’s helped me to pay easier plus the interest free for payment of 3 and many other benefits from PayPal. Reviewed on: 8th June 2026

PayPal is easy to use and good at keeping track of s...

PayPal is easy to use and good at keeping track of spending Reviewed on: 8th June 2026

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