Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181131 reviews)

View other PayPal products

4.73

Based on 181,131 reviews, last reviewed 21st Aug 2026

8% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181131)

I all ways been a happy customer with pay pal the on...

I all ways been a happy customer with pay pal the on line customer service is brilliant they have company app easy to read and understand i have a shopping card as well I can recommend to anyone Reviewed on: 8th June 2026

Enjoy the app and the card.

Enjoy the app and the card. Loved the interest free while it lasted. Shame it had to stop. Would be better if a term was applied for longer on all transactions for say 6 months at least. Otherwise yes I was happy. Reviewed on: 8th June 2026

Very good.

I have used PayPal credit for many years. It is my go to when wanting to buy larger items. Love the 4 months credit option. Reviewed on: 8th June 2026

Always a trusted payment provider

Amazingly easy to use, has made online (and in-store) shopping ever so easy. I simply check out, log/ in and done. No more adding card details, address details and creating accounts on online retailers. I take it for granted but couldn’t shop without it. Reviewed on: 8th June 2026

Seemless, so east to do :-)I would highly recommend...

Seemless, so east to do :-)I would highly recommend to anyone. Reviewed on: 8th June 2026

Great service and easy to use, gives you confidence...

Great service and easy to use, gives you confidence that finances are been managed correctly Reviewed on: 8th June 2026

Excellent service, exactly what we need

Excellent service, exactly what we need Reviewed on: 8th June 2026

good Pay Pall smart all round

good all round, I am customer from many years and had not a single problem using the company Reviewed on: 8th June 2026

Paypal is brilliant for all money matters

Paypal is brilliant for all money matters Reviewed on: 8th June 2026

lovely easy and quick with pay pall

lovely easy and quick with pay pall Reviewed on: 8th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail finance
from Novuna Personal Finance 4.73 from 173 reviews
Payments
from PayPal 4.71 from 3855 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101289 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub