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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181131 reviews)

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4.73

Based on 181,131 reviews, last reviewed 21st Aug 2026

8% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181131)

Good easy to use.

Good easy to use. Interest free payments Reviewed on: 8th June 2026

Clear app and easy to use.

Clear app and easy to use. Reliable and straightforward information. Reviewed on: 8th June 2026

Efficient safe way to pay,convient

Efficient safe way to pay,convient Reviewed on: 8th June 2026

I've used PayPal credit for years.

I have used PayPal credit for years. Its a great way to spread the cost of my purchases for beauty products and clothing. I love the pay in 3 option and the credit option. I regularly use both. Reviewed on: 8th June 2026

They advertise pay in 4 monthly installments as 0% i...

They advertise pay in 4 monthly installments as 0% interest. This is not true Reviewed on: 8th June 2026

Quick and easy.

Quick and easy to apply and confirm Reviewed on: 8th June 2026

Never had an issue using them to buy goods online.

Never had an issue using them to buy goods online. The pay in 3 is brilliant as it takes the pressure off buying a large purchase. Great service Reviewed on: 8th June 2026

Great service very pay pal helpful

Great service very helpful very happy with this service Reviewed on: 8th June 2026

PayPal is really excellent for managing your finances.

PayPal is really excellent for managing your finances. I would suggest there products like credit card, money transfers to friends and families. Reviewed on: 8th June 2026

Brilliant service.

Brilliant service. Great app.. very user friendly and interactive Reviewed on: 8th June 2026

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