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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181131 reviews)

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4.73

Based on 181,131 reviews, last reviewed 21st Aug 2026

8% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181131)

Very satisfactory and good service with best value f...

Very satisfactory and good service with best value for money Reviewed on: 8th June 2026

PayPal Your Way, with Confidence.

I've found PayPal to be a really useful and flexible way to pay, particularly with the Pay in 3 and Pay in 4 options, which help spread the cost of larger purchases without the hassle of a traditional credit agreement. It's accepted by a huge number of online retailers, making it one of my go-to payment methods. On the occasions I've needed assistance, I've also found PayPal's customer service to be responsive and helpful, resolving my queries quickly and efficiently. Overall, it's a convenient and reliable service that I use regularly. Reviewed on: 8th June 2026

Simple to use

It is simple to use PayPal credit at stores that accept PayPal. Quick and easy to checkout using PayPal Reviewed on: 8th June 2026

Easy to navigate site.

Easy to navigate site. Customer service was friendly and helpful Reviewed on: 8th June 2026

Alway easy to use.

Alway easy to use. And great service if facing issues. Reviewed on: 8th June 2026

Good stuff

Quick decision on my application process and competitive rates. Very helpful when bidding for items online Easy online experience and great website. Will definitely use again if needed and would recommend to anyone Reviewed on: 8th June 2026

PayPal have my back.

PayPal have my back. I trust their system and the app and feel confident in their checking and scrutiny procedures. They keep me well informed about services and make it easy to access information on my account status and activity. I can do what I need to do on the go or at home. Reviewed on: 8th June 2026

Great experience , would recommend to everyone

Great experience , would recommend to everyone Reviewed on: 8th June 2026

PayPal the best way to live stress free and relief.

The way to pay in rising inflation which makes life much more easier and efficient. Reviewed on: 8th June 2026

Safe easy to use great back up excepted lots of outl...

Safe easy to use great back up excepted lots of outlets Reviewed on: 8th June 2026

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