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PayPal: PayPal Credit reviews

4.73
Based on 181,131 reviews, last reviewed 21st Aug 2026
8% increase in 5 star reviews
in the past 90 days
21% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026
MR John 's avatar
MR John

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181131)

Pay Pal Credit

5
Always get a very good service and would highly recommend Pay Pal Reviewed on: 8th June 2026

great experience, took advantage of the buy now pay...

5
great experience, took advantage of the buy now pay later option a few times with ease Reviewed on: 8th June 2026

Very user friendly and safe

5
Very user friendly and safe, i like the reassurance of holding money with paypal Reviewed on: 8th June 2026

Credt periods should be least six month

5
Credt periods should be least six month Reviewed on: 8th June 2026

All idea is great.recomended for everyone

5
All idea is great. I recommend for everyone Reviewed on: 8th June 2026

Excellent service.

5
Excellent service. Great payment options! Reviewed on: 8th June 2026

Great protection

4
The best thing about PayPal credit is that I feel protected. You can always get help for a purchase that's gone wrong. The 4 month interest free for everything over £100 is also amazing. Reviewed on: 8th June 2026

Calling paypal

5
Whenever I have had reason to call PayPal I have all ways had thee best servos, and had any problem solved Reviewed on: 8th June 2026

Easy to use my go to for online purchases with the a...

5
Easy to use my go to for online purchases with the added security Reviewed on: 8th June 2026

Excellent company.

5
Excellent company. Excellent product. Always ready to help with any problems. Reviewed on: 8th June 2026

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