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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181132 reviews)

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4.73

Based on 181,131 reviews, last reviewed 21st Aug 2026

8% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181132)

Very happy and with no complaints

Very good over the years and with no complaints Reviewed on: 8th June 2026

Paypal always deliver, paypal have let me down and...

Paypal always deliver, paypal have let me down and as a valued customer i was able to get a credit card which made shopping easier for me. thank you paypal. Reviewed on: 8th June 2026

I'm very happy, I'm happy to use it PayPal.

I'm very happy, I'm happy to use it PayPal. Reviewed on: 8th June 2026

i love using Pay Pal and i would pay as much as i ca...

i love using Pay Pal and i would pay as much as i can using this excellent facillity, it makes paying for good either outright or by 3 payments. Reviewed on: 8th June 2026

I have found it useful to use PayPal for my transact...

I have found it useful to use PayPal for my transactions. It’s safe and good customer service. They payment plans are clear and suitable for what I require. Reviewed on: 8th June 2026

Easy to use platform

Easy to use platform, 4 months interest free on purchase over £100 is really appreciated. Reviewed on: 8th June 2026

I have used PayPal for many years and have never had...

I have used PayPal for many years and have never had any problems. It would be good if they could increase the interest free to 6 months instead of 4 Reviewed on: 8th June 2026

Great way to buy those things that you need when you...

Great way to buy those things that you need when you haven't got the full purchase price! Set up a direct debit to pay it every month and you won't miss a payment. Reviewed on: 8th June 2026

I love using my pay pal credit allows me to budget w...

I love using my pay pal credit allows me to budget will paying for things safely Reviewed on: 8th June 2026

Everything about the Paypal has been great.

Everything about the Paypal has been great. Allowing us to choose which credit we can take is perfect. Reviewed on: 8th June 2026

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