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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181132 reviews)

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4.73

Based on 181,131 reviews, last reviewed 21st Aug 2026

8% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181132)

My experience has been excellent.

My experience has been excellent. I have not had any issues with the service. Even rates are excellent. On every purchase you get 4 months of 0% interest Reviewed on: 8th June 2026

My preferred method of payment.

My preferred method of payment. Easy to navigate the website,good communication and excellent credit terms Reviewed on: 8th June 2026

Very excellent service, very efficient service, and...

Very excellent service, very efficient service, and good customer service Reviewed on: 8th June 2026

Good service

Good service hassle free safe way to pay. Easy to use Reviewed on: 8th June 2026

Safe and secure credit

Used PayPal for over a decade, utilising safe payments and credit to spread the cost. Had a few instances where orders were scams and they refunded me straight away. Reviewed on: 8th June 2026

Most secure online payment

Been a PayPal customer for years and can honestly say I have never had a problem with them, in my opinion it’s the most secure way to purchase items on line Reviewed on: 8th June 2026

PayPal have been like a loyal friend for many years!

PayPal have been like a loyal friend since I first started using them in 2010. I have 0 regrets, they are solid, not flawless! but that wont stop them from going above & beyond! 10/10 Company! Reviewed on: 8th June 2026

One of the best providers

Overall I think its brilliant, I did however accidentally try to make an additional payment to my BNPL from the wrong account and was charged for it, despite it being an early payment from the BNPL. Other that that PayPal Credit has been excellent. I often use it for extra security when paying for holidays etc. I would have scored 5 otherwise. Reviewed on: 8th June 2026

Transparent

I used PayPal to pay an oversea payment and it went through and complain from the receiver. Reviewed on: 8th June 2026

Few years constantly user without issues.

Few years constantly user without issues. Reviewed on: 8th June 2026

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