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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181131 reviews)

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4.73

Based on 181,131 reviews, last reviewed 21st Aug 2026

8% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181131)

Easy to use and very clear throughout.

Easy to use and very clear throughout. Reviewed on: 8th June 2026

Always a reliable service for all purchases

Always a reliable service for all purchases Reviewed on: 8th June 2026

Happily using payoal Gordon 20 years.

Happily using payoal Gordon 20 years. Reviewed on: 8th June 2026

Great service have used it for years, always easy to...

Great service have used it for years, always easy to use. Reviewed on: 8th June 2026

Never had any issues!

Never had any issues! Great app and experience with customer service Reviewed on: 8th June 2026

Been good, used for a long time no issues

Been good, used for a long time no issues Reviewed on: 8th June 2026

Really convenient and good alternative to credit cards.

Really convenient and good alternative to credit cards. Having 4 months to pay items off forces stuff to be paid off quicker so you have less debt stacking up. Reviewed on: 8th June 2026

Easy to sign up, easy to use - recommend

Easy to sign up, easy to use - recommend Reviewed on: 8th June 2026

Very good customer service

Very good customer service, good products. Reviewed on: 8th June 2026

Really on the ball during difficult times

When I was out of work through Covid, PayPal were the only bank that stepped up and had the right products in place to help me out. Since then, PayPal have been consistently aheat of the feild in the products they market and the staff they put out on their Call Centres as the face of PayPal, have been nothing short of excellent. Reviewed on: 8th June 2026

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