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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181131 reviews)

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4.73

Based on 181,131 reviews, last reviewed 21st Aug 2026

8% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181131)

Overall pretty good service

No real problems bit of a wait at times to get to speak to somebody Reviewed on: 8th June 2026

I just love the ease and convenience!

I just love the ease and convenience! thank you! Reviewed on: 8th June 2026

PayPal Credit gives me time

I like using PayPal credit as it gives me time to pay without incurring interest. One thing I would like to see is an email prompt when interest free period is coming close to and end instead of having to log into PayPal and check Reviewed on: 8th June 2026

I love using paypal credit to spread the cost of thi...

I love using paypal credit to spread the cost of things, very helpful service. Reviewed on: 8th June 2026

What can I aay?

What can I aay?. I love it. Very flexible and useful. Highly recommend it Reviewed on: 8th June 2026

Perfect fall back

It’s been great to have to support starting my new business. Wish the interest was lower but don’t we all. Reviewed on: 8th June 2026

I’ve always used PayPal credit, I find it an easy wa...

I’ve always used PayPal credit, I find it an easy way to access money when I need it. They have good options like pay in 3, and pay in 4 which is helpful Reviewed on: 8th June 2026

Very good experience but understand their policies!

My experience with PayPal has been mixed. On the positive side, the platform is easy to use and makes sending and receiving money convenient. The buyer protection feature provides an added sense of security when shopping online, and transactions are usually processed quickly. However, I have encountered some frustrating issues with customer service and account limitations. Resolving disputes or getting support can sometimes take longer than expected, and communication during these situations could be improved. While PayPal remains a widely accepted and useful payment service, I believe there is room for improvement in customer support and transparency regarding account reviews and restrictions. Overall, PayPal is a convenient payment solution for everyday transactions, but users should be aware of its policies and potential delays when dealing with account-related issues. Reviewed on: 8th June 2026

PayPal credit with Samsung, win win

Excellent way to do things. I use PayPal every time I purchase with Samsung. Interest free credit and a discount. Its a win win for me. Reviewed on: 8th June 2026

So easy to navigate the site.

So easy to navigate the site. I am not very skilled with online systems but was able to achieve my goal. The customer service team were polite, respectful, professional & knowledgeable. I was very satisfied with my experience & would feel confident to use the service again. Reviewed on: 8th June 2026

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