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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181131 reviews)

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4.73

Based on 181,131 reviews, last reviewed 21st Aug 2026

8% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181131)

HONEST,HELPFUL andHASSLEFREE

I have been using PAYPALfor more than 10 yrs and they are HONEST HELPFUL andHASSLE FREE. Easy to use on lap top and phone and I like the charity option Reviewed on: 8th June 2026

Pay pal is one of the most popular and so handy tool...

Pay pal is one of the most popular and so handy tools that you will never be stack without money easy to make transactions anywhere in the world Reviewed on: 8th June 2026

Just so easy to deal with and some great offers.

just so easy to deal with and some great offers. Reviewed on: 8th June 2026

Fast and secure transactions.

Fast and secure transactions.Dealing with problems and fixing issues. Reviewed on: 8th June 2026

Feels secure.

Very easy to apply and feels secure. Excellent customer support. Reviewed on: 8th June 2026

I recommend PayPal

Ever since I have been using PayPal, I have never had any issues. The PayPal credit and the pay in 3 has been so helpful to me. It gives you peace of mind to pay off your debts bit by bit. Reviewed on: 8th June 2026

convenient and painless

It’s a convenient and painless way to spread the cost of the sort of purchases that make you think twice about paying for them outright. Reviewed on: 8th June 2026

PayPal Credit is a fantastic service

PayPal Credit is a fantastic and convenient way to shop online. It makes buying things very easy.Here are three different options you can use.Option 1: Short and sweetI love using PayPal Credit for my online shopping! The approval process was super fast and easy. My favorite feature is the 6 months of no interest on larger purchases. It really helps me manage my monthly budget. Paying is always quick and very secure. I highly recommend it to everyone!Option 2: Detailed and focused on budgetThis is an amazing tool if you buy things online often. The "buy now, pay later" option is incredibly helpful. For any purchase over $99, you get six months to pay it off without any interest. The app is very clear and shows all your payment due dates. There is no annual fee, which is a huge plus. Five stars!Option 3: Focused on security and easePayPal Credit gives me great peace of mind when shopping. It keeps my bank details safe because stores never see them. Setting it up on my phone took just a few minutes. The credit limit they gave me is perfect for my needs. As long as you pay on time, it is a free and helpful service. I use it all the time! Reviewed on: 8th June 2026

Good choice for interest free shopping

Good choice for extra cover and interest free choice. Reviewed on: 8th June 2026

Thumbs up for PayPal credit!

Credit easy and clear to manage. Pay in 3 very useful for urgent or unexpected expenses.. App gives instant real time overview . Reviewed on: 8th June 2026

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